工銀亞洲 | Announcement

Beware of “Fake Refund” Scams

Fraudsters have recently impersonated shopping platforms or banks, claiming to issue “refunds”. They may attempt to trick customers into downloading suspicious applications or tapping their credit/debit cards against the NFC area on the back of a mobile phone. Please remain vigilant.


Key reminders:

  • ICBC (Asia) will never ask you to tap your credit or debit card on the back of a phone for NFC verification or unlocking.
  • We will never request your login password, one‑time password (OTP), or card details via phone calls, emails, or SMS.
  • Do not download or install applications from unknown websites or SMS messages, and avoid clicking suspicious links.
  • Never disclose personal information, banking passwords, card details, or OTPs to unknown third parties.
  • Carefully review ICBC (Asia) notifications before approving any transaction. If the request was not initiated by you, please call 2189 5588 immediately.

Special reminder for senior customers: Use “Money Safe” (智安存)

  • “Money Safe” allows you to lock part or all of your deposits in your account. Once locked, funds cannot be transferred online, via mobile banking, or at ATMs. To unlock, you must visit a branch in person for identity verification.
  • Locked deposits are more secure and less vulnerable to immediate fraudulent transfers.
  • How to activate: visit any ICBC (Asia) branch, or use ICBC (Asia) Mobile Banking / Personal Internet Banking. For current/savings accounts, the minimum lock amount is 1,000 units of the account currency.
  • Family members are welcome to accompany elderly customers to branches for enquiries and activation.

If you suspect fraud:
Please call 2189 5588 immediately, or report to the Police at 999 / Anti‑Scam Hotline 18222.

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The Announcement of ICBC(Asia) Commercial Internet Banking Service Upgrade

Dear Valued Customer,


Your continuous support to the Industrial and Commercial Bank of China (Asia) Ltd ("ICBC(Asia)" or "the Bank" are abbreviated forms referring to Industrial and Commercial Bank of China (Asia) Ltd) is highly appreciated. To continuously enhance Commercial Internet Banking services, the Bank will implement a comprehensive upgrade to the Commercial Internet Banking platform on 16 August 2026. This upgrade introduces optimized interface, streamlined operational procedures, and improved service experience, featuring with the following new functions:


  • Brand New Designed Homepage: Redesigned homepage featuring with new sections including Deposit Summary, Dashboard, and Frequently used Function shortcut,along with reorganization of the function navigation menu. (Refer to the Figure below)
  • New Unified Instruction Center: A centralized portal for instruction approval and inquiry, simplifying processes and enhancing operational efficiency.
  • Integrated Account Management :A consolidated interface combining account balances and transaction details, providing visual representation of fund status and supporting customized account sorting.
  • Enhanced FPS and CHATS Transaction Interface :A newly designed FPS and CHATS transaction interface, streamlining operational procedures for a clearer and more intuitive user experience

To ensure service continuity, the previous version of the Commercial Internet Banking service will remain accessible until further notice.

The Bank leverages its cross-border financial expertise to provide clients with high-quality and reliable service experiences, striving to be "Your Global Partner, Your Reliable Bank".

Should you have any inquiries, please visit the Bank or contact the Customer Service Hotline at (852) 2189 5588.


*Please note that the effective date and specific arrangements may be subject to adjustments based on actual circumstances.

Please refer to the Bank's latest notices for confirmation. You may visit the official website at www.icbcasia.com for the most updated information.


Industrial and Commercial Bank of China (Asia) Ltd


Appendix:
Figure: New Commercial Internet Banking Homepage

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Enhanced Login Authenitcation Mechanism for Commercial Internet Banking and Mobile Banking

From 29 May 2026 onwards, the Bank will implement an upgrade to the login process for Commercial Internet Banking and Mobile Banking by introducing an additional authentication measure to enhance security of our electronic banking services. Details are as follows.


  1. Commercial Internet Banking Login
    After entering the userID and password, Commercial Internet Banking customers must additionally provide one of the following for authentication: 'Email OTP', 'SMS OTP', 'Dynamic Password from Password Token', or 'Password of Digital Security Key' to complete the login authentication process. If the customer does not log in using the same browser within 90 days, the above authentication process must be repeated.
  2. Commercial Mobile Banking Login
    Users who have activated 'Digital Security Key', 'Fingerprint', 'FaceID' login feature can log in the Commercial Mobile Banking directly.  Users without these features enabled must additionally provide either an 'Email OTP' or an 'SMS OTP' for authentication process.

Important Notes:
To facilitate the successful login our electronic banking services, please activate your Digital Security Key in advance, and ensure that your Password Token, registered email address and mobile number are valid and functioning properly.

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Warm Reminder - Beware of Phishing Scam

Dear Valued Customer,


Industrial and Commercial Bank of China (Asia) Limited (“the Bank”) would like to remind customers and the general public to be vigilant against phishing messages and do not disclose your personal information or bank account and password to third parties. 


  • Do not click or open any hyperlink, attachment or QR code in the suspicious email or SMS message, even if SMS Sender IDs” with prefix “#”.
  • The Bank would never proactively ask for your sensitive personal information such as bank account details, Internet Banking username, login passwords or one-time passwords (OTP) through phone calls, emails, electronic communications (e.g. SMS messages, WhatsApp, WeChat, Facebook Messenger, etc), third party websites, QR Codes or attachments, etc.
  • If you find any suspicious calls, emails or SMS messages, you should contact the Bank at (852) 218 95588 immediately.

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Warm Reminder - Beware of Phishing Scam and Do Not Disclose Your Personal Information

Dear Valued Customer,


Recently, fraudsters have tried to trick customers into revealing personal information by sending them forged bank letters or websites. Industrial and Commercial Bank of China (Asia) Limited (“the Bank”) would like to remind customers and the general public to be vigilant against phishing messages and do not disclose your personal information or bank account and password to third parties. To protect your personal interests, please read the following information:


Phishing is a type of online scam, in which fraudsters send you a phishing email or text message impersonating legitimate organisations such as the government, banks, mobile service provider, online payment service providers, online retailers, with links or QR codes directing to phishing websites which look like the genuine websites of relevant organisations. The fraudsters would trick the recipients to input sensitive personal information including account number and password, personal details, credit card number and etc. The phishing messages may also include a malicious hyperlink, attachment, QR code or files, which results in hacking activities and malware attack to steal recipients’ personal information if they click on the link or open the attachment indiscriminately.


How to identify phishing emails or SMS messages:

  • Fictitious messages are usually in the name of special offers, unusual large transaction instructions or bill payment, to lure the customers.
  • Include a hyperlink requesting you to log on or input sensitive personal information.
  • Pay attention to the email subject and phone number. Check if there is anything unusual regarding the domain of the email address and the content such as inconsistency, grammar error or spelling mistake.
  • The fraudulent website has a different look from the genuine website and some of the links of the fraudulent website may be broken.

In order to protect your own interests, the Bank reminds customer and the general public:

  1. Do not logon to your ICBC (Asia) Online Banking Services or Mobile Banking through third party platform (e.g.Carousell,Facebook,WhatsApp,etc.,) You should always access our Online Banking Services by typing our Bank's official website address directly into your browser.
  2. Do not click or open any hyperlink, attachment or QR code in the suspicious email or SMS message.
  3. Be vigilant about the content of the email or SMS message, especially the hyperlinks and contact details provided for verification purpose.
  4. Do not enter your personal information in websites or software applications from unknown sources.
  5. The Bank will never proactively ask you to provide any personal information by email or SMS message, nor will the Bank ask you to click on a hyperlink, QR code, attachment in the email or SMS message to disclose your sensitive information including bank account details, login password or one-time password.
  6. The Bank has participated in the “SMS Sender Registration Scheme”, and use “Registered SMS Sender IDs” with prefix “#” to send SMS to the customers, including “#ICBCAOTP” and “#ICBCAsia”.
  7. Regularly change online banking password and enhance the security of e-banking, e.g. enabling the two-factor authentication or biometric authentication function.
  8. Customers can enter the suspicious email address, contact number or website link on the “Scameter” search engine launched by the Hong Kong Police Force to assess the risk of fraud.
  9. If there is a fraud risk report alert message displayed while the customer is making transaction through online banking, mobile banking or ATM, please stop making any transactions and verify the identity of the third party.

If you doubt of the authenticity of emails, SMS messages or websites claiming to be from the Bank, please refer to the information on the Bank’s official website. If you confirm that you have received phishing messages and have already disclosed personal information and sensitive account information, or if you suspect your account has been misused, please change your bank account password immediately or suspend the online banking service. Please check your transaction record promptly and if you identify any unauthorised transactions, please call the Bank’s hotline at 2189 5588 or visit our branch nearby for reporting, and immediately contact Hong Kong Police Force.


For more information, please refer to the official website of Anti-Deception Coordination Centre and the official website of CyberDefender.


Beware of Phishing Scam and Do Not Disclose Your Personal Information

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