ICBC (Asia) - ICBC Credit Card - Visa Platinum Virtual Card, ICBC Credit Card - Platinum Mastercard Virtual Card, ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card
ICBC Credit Card / Dual Currency Credit Card - Virtual Card
Just a few steps to apply for the card. Enjoy 1.5% cash rebate.
ICBC Credit Card / Dual Currency Credit Card - Virtual Card
ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card, ICBC Credit Card - Platinum Mastercard Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card are ready for use upon approval! Just a few steps to apply for the card.
1.5%
Unlimited Cash Rebate*
*Terms and conditions apply.
1.5% Cash Rebate
ICBC Credit Card / Dual Currency Credit Card - Virtual Card customers can enjoy 1.5% cash rebate1.
4 Exclusive Advantages
- Simple
Customers can apply ICBC Credit Card / Dual Currency Credit Card - Virtual Card through ICBC (Asia) website, ICBC (Asia) online banking, ICBC (Asia) WeChat Official Account or ICBC (Asia) Mobile Banking App2. ICBC (Asia) selected customers3 do not need to submit income proof and address proof again for the application. ICBC (Asia) new customers just need to scan your Hong Kong identity card, conduct facial recognition, complete the application form and upload your income and address proof4 through ICBC (Asia) Mobile Banking App. - Fast
Just a few steps to complete the entire application process and the card is ready to use upon approval of the application. - Secure
Dynamic password payment; up to HK$30,0005 credit limit. - Convenient
Customers can pay for online shopping with ICBC Digital Card, and bind ICBC Digital Card to Apple Pay6 to enjoy shopping convenience in physical stores.
How to apply
Method 1: Through ICBC (Asia) Mobile Banking App (Applicable for all customers)
Step 1: Choose card application through ICBC (Asia) Mobile Banking App
Step 2: Fill in the information for customer identity verification
ICBC (Asia) selected customers3 do not need to submit income and address proof again for the application. If you are a new customer of ICBC (Asia), you are required to scan your Hong Kong identity card, conduct facial recognition, complete the application form and upload your income and address proof4.
Step 3: Confirm the application information and the application is successfully submitted.
Method 2: Through ICBC (Asia) website, ICBC (Asia) online banking or ICBC (Asia) WeChat Official Account (Applicable for selected customers3)
Step 1: Choose to apply for an ICBC Credit Card / Dual Currency Credit Card - Virtual Card through ICBC (Asia) website, ICBC (Asia) online banking or ICBC (Asia) WeChat Official Account
Step 2: After clicking “Apply” for the relevant card, log in through ID card number with phone number verification or log in through account and password
Step 3: Enter personal information
Step 4: Confirm the application information and the application is successfully submitted
How to view / activate ICBC Credit Card / Dual Currency Credit Card - Virtual Card
Step 1: To select “Credit Card > view e-card” in ICBC (Asia) Mobile Banking App / or to select “Card > Credit Card Application > view e-card” in ICBC (Asia) online banking.
Step 2: Enter personal information for customer identity verification.
Step 3: The virtual digit card can be viewed or has been activated after the completion of customer identity verification.
Enjoy the convenience brought by the cardless payment
Customer can pay with ICBC Credit Card / Dual Currency Credit Card - Virtual Card for online shopping and experience the convenience of cardless payment.
By binding ICBC Credit Card / Dual Currency Credit Card - Virtual Card to Apple Pay6, you can enjoy shopping convenience when paying through designated Apple devices in any store, app or on web that accepts Apple Pay. Shopping is eaiser, quicker and safer whether you pay in the stores, apps or on web7.
Note: ICBC Credit Card / Dual Currency Credit Card - Virtual Card is not applicable to cash advances, supplementary card applications, replacement or re-issuance of ICBC Credit Card / Dual Currency Credit Card - Virtual Card and services related to the use of automated teller machines.
1For details, please refer to Spending Rewards.
2Selected customers of ICBC (Asia) can apply ICBC Credit Card / Dual Currency Credit Card - Virtual Card through ICBC (Asia) website, ICBC (Asia) online banking, ICBC (Asia) WeChat Official Account or ICBC (Asia) Mobile Banking App. New customers of ICBC (Asia) can apply through ICBC (Asia) Mobile Banking App.
3Selected customers of ICBC (Asia) refer to existing ICBC (Asia) credit card customers, existing ICBC (Asia) Auto-Payroll Service customers or existing customers with total assets of HK$20,000 or above in ICBC (Asia). For non-selected customers of ICBC (Asia), they need to provide income and address proof to complete the application process.
4New customers are required to scan the Hong Kong identity card, conduct facial recognition, complete the application form and upload the income and address proof for the application.
5Each ICBC Credit Card / Dual Currency Credit Card - Virtual Card customer has a maximum sharing credit limit (among Hong Kong Dollar and Renminbi) of HK$30,000.
6Apple Pay is applicable to ICBC Dual Currency Credit Card - UnionPay Platinum Virtual Card and ICBC Credit Card - Visa Platinum Virtual Card.
7The above services are subject to terms and conditions. For details, please visit here.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
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“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.
