ICBC (Asia) - ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card, ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card, ICBC SUP Credit Card - Visa Signature Card
ICBC SUP Credit Card / Dual Currency Credit Card
Waive annual fee of first 3 years!
To foster the local culture, arts and creative business, ICBC (Asia) with Sino United Publishing (Holdings) Ltd. (“SUP”) is now presenting the ICBC SUP Credit Card / Dual Currency Credit Card which provides a wide range of tremendous offers with “reading culture” and “shopping” elements.
Exclusive Welcome Offer
HK$300 e-Book Voucher*
ICBC Instant Discount
Up to HK$100 Off Per Day*
SUP Spending offers at Joint Publishing Group Bookstores
15% Off on Regular-Priced Chinese/English Books*
*Terms and conditions apply.
Welcome Offer
New Customers1 who successfully apply for ICBC SUP Credit Card / Dual Currency Credit Card and fulfill designated spending requirement2 can enjoy Welcome Offer as follows:
Spending HK$/RMB 3,000 on purchases or cash advances within the first 2 months of new card issuance to get an HK$300 SUP Retail eVoucher.
SUP Spending and Year-round dining offers
From 1 April 2026 to 31 March 2028 (both days inclusive), ICBC SUP Credit Card / Dual Currency Credit Card Cardholder can enjoy the following Spending and Year-round dining offers6 at SUP book shops (including Joint Publishing, Chung Hwa Book Co. and The Commercial Press) once per day3:
| Card type | Spending offer on General Books published by SUP | Year-round dining offer |
| ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card or ICBC SUP Credit Card - Visa Signature Card |
15% Off | 30% Off |
| ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card and ICBC SUP Credit Card - UnionPay Platinum Virtual Card |
20% Off |
ICBC Instant Discount
From 1 April 2026 to 31 March 2027 (both days inclusive), ICBC SUP Credit Card / Dual Currency Credit Card Cardholder will enjoy the discounts as follow if payment is made by physical card (Each Cardholder can only enjoy discount 1 or discount 2 up to once per day)4:
- Discount 1: a one time HK$30 discount per day, for purchase up to HK$300.
- Discount 2: a one time HK$100 discount per day, for purchase up to HK$2,000.
Pay tuition fees to enjoy extra 2.5% free credit card spending limit
From 1 April 2026 to 31 March 2027 (both days inclusive), ICBC SUP Credit Card / Dual Currency Credit Card Cardholder pay tuition fees for designated school through ICBC Mobile Banking or Online Banking5 will enjoy extra 2.5% free credit card spending limit:
| Promotion period | Offer |
| Phrase 1: From 1 April 2026 to 30 September 2026 Phrase 2: From 1 October 2026 to 31 March 2027 |
Within promotion period ICBC SUP Credit Card / Dual Currency Credit Card cardholder who use the ICBC SUP Credit Card / Dual Currency Credit Card to pay tuition fees for designated school through ICBC Mobile Banking or Online Banking will enjoy extra 2.5% free credit card spending limit. Cardholder will enjoy maximum of HK$250 Rebate Offer in each phrase and maximum of HK$500 Rebate Offer for all 2 phrase in total. |
| ICBC SUP Dual Currency Credit Card - UnionPay Diamond Card or ICBC SUP Credit Card - Visa Signature Card |
1.5% |
| ICBC SUP Dual Currency Credit Card - UnionPay Platinum Card and ICBC SUP Credit Card - UnionPay Platinum Virtual Card |
1% |
Exclusive Privileges of ICBC SUP Credit Card - Visa Signature Card:
Visa Signature Concierge
Visa Concierge8 is a 24/7 digital personal assistant and lifestyle guide, giving you access to extraordinary experiences and exclusive privileges. Curate adventures from the palm of your hand, with the newly upgraded Visa Concierge.
Shopping, beverages and travel offer
ICBC SUP Credit Card - Visa Signature Card cardholder will enjoy various discounts and privileges9, offers include:
- Pay with Visa at ZALORA to enjoy up to 15% discount
- Pay with Visa in Agoda to enjoy 10% off on flight ticket purchase and 7% off on worldwide hotel bookings
For details please visit VISA webpage https://www.visa.com.hk/en_HK/pay-with-visa/find-a-card/visa-signature.html#3
Regarding personal accident insurance travelling on public conveyance
Provide insurance cover to ICBC SUP Credit Card - Visa Signature Card cardholder in person insured against accidental death or permanent disablement, loss of limb, loss of sight, loss of speech, loss of hearing as a result of accident during a journey on public conveyance, which Personal Accident Insurance10 up to US$ 500,000.
For policy detail, please contact Customer Service Hotline of Aon Hong Kong Limited: 2861 6666 (Monday-Friday 9am to 5:30pm, expect public holidays). Aon Hong Kong Ltd (“AON”) is insurance broker for the above group insurance plan and will support customers in inquiries about insurance plans and assist in claim applications.
Exclusive Privileges of ICBC SUP Dual Currency Credit Card:
Payment and Travel Convenience Across the Greater Bay Area
Cardholder can enjoy a hassle-free journey across the Greater Bay area via a series of convenient payment services with the Card. This includes designated Hong Kong taxis, cross-bridge fare of Hong Kong-Zhuhai-Macau Bridge, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
Two Currencies in One Card
ICBC SUP Dual Currency Credit Card has both HKD and RMB accounts in one Card, you can spend with the local currency across the Chinese Mainland and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.
Experience the new QR code payment convenience via “UnionPay App”
Download the “UnionPay App” with mobile phone and bind with ICBC Dual Currency Credit Card to enjoy numerous Hong Kong, Macau and cross-border privileges.
Waive Handling Fee of Overseas Spending
Spend overseas with ICBC SUP Dual Currency Credit Card to enjoy handling fee waiver and be exempted from extra charges caused by the fluctuation of currency exchange rates.
ICBC Credit Card Offer:
Enjoy Exclusive Courtesy VIP Lounges with ICBC (Asia) Credit Card
For further details, please refers to ICBC Credit Card Shopping and Dining Special Promotion: Enjoy Airport & High-Speed Rail Lounge Privileges with ICBC Credit Card
Note: Privilege offer will launch base on market promotion and business plan
1Each Applicant may only receive one Application Gift and/or Card Activation Gift and/or one Welcome Offer for their first ICBC Credit Card, notwithstanding the number of successful credit card applications being made via any channels and the designated spending requirement of each credit card being fulfilled.
2For details, please refer to Terms and Conditions of the Welcome Offer. The offer is available on a first-come-first served basis, while stocks last.
3Every Cardholder will only be entitled to enjoy this privilege once a day. Spending offer is only applicable to purchase of Non-book products, Sale items, Yellow-tag products, Magazines, Textbooks, Reference books, Academic publications, Supplementary exercises, Designated professional law books, Jin Yong novels, Multimedia products, Book vouchers, Gift cards,Workshop/event registration fees, Merchandise from designated partners, Café F&B items, Afterword Lounge admission fees, Plastic Shopping Bag Levy payments, ‘One Book Club’ activation cards & specified products. Year-round dining offer applicable to regular price of a la carte dine-in or takeaway dining order, not applicable to fixed meals, set menus or other non-dine-in and takeaway consignment items and dining services operated by Pacific Coffee and plastic bags levied by the Government or related environmental charges. The privileges and offers are provided by SUP, and are subject to its relevant terms and conditions. ICBC (Asia) is not the provider of the relevant service and will not be responsible for any related liabilities and obligations.
4Every Cardholder will only be entitled to enjoy this privilege once a day. Not applicable to ICBC SUP Credit Card - UnionPay Platinum Virtual Card. The offer is available on a first-come-first served basis, while stocks last.
5Please refer to this for Pay tuition fees to enjoy extra 2.5% free credit card spending limit Terms and Conditions.
6HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement.
7For details, please refer to Spending Rewards.
8The privileges and offers are provided by VISA, and are subject to its relevant terms and conditions. For the promotion details, please visit the website of VISA at https://www.visa.com.hk/en_HK/pay-with-visa/visa-concierge.html. ICBC (Asia) is not the provider of this service and will not be responsible for any related liabilities and obligations.
9The privileges and offers are provided by VISA, and are subject to its relevant terms and conditions. For the promotion details, please visit the website of VISA at https://www.visa.com.hk/en_HK/pay-with-visa/find-a-card/visa-signature.html#3. ICBC (Asia) is not the provider of this service and will not be responsible for any related liabilities and obligations.
10The above is intended only as a general summary for reference. The above personal accident insurance travelling on public conveyance is a group insurance contract underwritten by AXA Insurance Company Limited (“AXA”) and issued to Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) as the policyholder. Industrial and Commercial Bank of China (Asia) Limited is not an insurance agent of AXA, and the relevant insurance plan is the product of AXA and not ICBC (Asia). Customers are bound by the service terms and policy terms as amended from time to time for this personal accident insurance travelling on public conveyance. All claims, disputes and complaints should be referred directly to AXA. Customers may need to provide personal data or information to AXA or its service provider (whether within or outside HKSAR) for the purpose of provision of the relevant services to the customers. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant group insurance policy. ICBC (Asia) is the policy holder and not the provider of this service and will not be responsible for any related liabilities and obligations. For details, please refer to Travel Insurance Benefit and the Policy.
11Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
12Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.
Reminders:
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Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China(Asia) Limited.
