SME Loan Services - ICBC (Asia)
SME Loan Services
ICBC (Asia) provides one-stop SME Loan Services, which provide you tailor-made financial plan and enable you to plan and expand the business with greater convenience and efficiency.
Installment Loan
We provide finance and help you to seize every business opportunity and finance your business needs.
Property Mortgage
We provide tailor-made loan packages for you to purchase office premise, factory or property. This financing service can meet your different needs, including purchasing pre-sell properties, and properties in the primary market or secondary market, as well as mortgage transfer or refinancing.
Overdraft
We provide various overdraft facilities to enhance your company’s cash flow and enables you to meet your business needs with ease.
SME Financing Guarantee Scheme (SFGS)
With the support from the government, the Hong Kong Mortgage Corporation Limited (HKMC) will provide guarantee coverage to eligible enterprises under the SFGS scheme, which will enable you to maintain your liquidity and meet all trading needs to support your company’s growth and expansion.
Hire Purchase Loan
We provides you a comprehensive Hire Purchase Loan package for purchasing machinery and equipment (including but not limited to production line, machine tool, office equipment or transport facility) to expand your business.
Reminders about Responsible Borrowing
- Customer should have a clear understanding of his/her financial condition, daily expenses, and actual borrowing needs.
- Customer should assess his/her repayment ability and avoid over-borrowing.
- Customer should repay any outstanding balance on time to avoid late payment charges and additional overdue/overlimit interest charged by the Bank.
- To borrow or not to borrow? Borrow only if you can repay!
For further information regarding to our appointed loan referral agent list (including Taxi/Public Light Bus Financing), please contact our customer service hotline at 218 95588.
