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ICBC (Asia) | Integrated Account

The “Integrated Account” is an all-in-one account that empowers you to efficiently manage your finance. With a single account number, you can easily handle your HKD savings, HKD current, multi-currency savings, time deposits, USD current, Renminbi savings and current accounts, making financial management simple and incredibly convenient. Without any monthly service fee, you can enjoy all privileges of “Integrated Account”.

Savings Account with Monthly Interest Payment

We provide monthly interest payment to your HKD savings, multi-currency savings and Renminbi savings, allowing you to enjoy a faster return on your deposit.



Consolidated Statement with Finances at a Glance

The consolidated statement provides you with a comprehensive overview of your financial position, including a summary of deposit balances, loans, mortgage, insurance, credit card and net position. It also displays the banking transactions and account activities of your deposit accounts, presenting all the details at a glance.



Flexible and Convenient Electronic Channels

Experience swift and secure access to our banking services through various channels, including:


Exclusive Privileges

As an “Integrated Account” holder, you are entitled to the following privileges in addition to our diverse range of banking services:

  • ATM card annual fee waiver

Deposits in Current Account and Savings Account and Time Deposits NOT exceeding a term of five years of “Elite Club Account” / “e-Age Banking” Account / “Integrated Account” are deposits qualified for protection by the Deposit Protection Scheme in Hong Kong.

Security Tips