Along with the prevalence of electronic payment in the Chinese mainland, an electronic wallet linked with a Chinese mainland bank account is sufficient for everyday expenses on basic necessities. Through "Greater Bay Area Account Opening" service, you can quickly open a Chinese mainland bank account – ICBC type II or type III account at any ICBC (Asia) branch without leaving Hong Kong, enabling you to link with the Chinese mainland mobile electronic payment applications in advance. No matter you are on a leisure travel or business trip, as long as you have an e-wallet with you, you can easily deal with your daily consumption, shopping, transportation, bill payment and other needs.

The development plan for the Greater Bay Area is one of the signature projects of China. A number of large-scale transportation infrastructure projects have been completed, helping to create a one-hour living circle in the Greater Bay Area. Many Hong Kong residents have chosen to purchase properties for investment, vacation or future retirement in the nine major cities of the Greater Bay Area. ICBC (Asia)'s "Greater Bay Area Loan - Mortgage" service provides a professional and effective mortgage plan which enables you to "borrow in Hong Kong, repay in Hong Kong" to avoid the risk of interest rate fluctuations. By assisting Hong Kong residents in purchasing the Chinese mainland properties with ease, customers can relish the convenience of living in the Greater Bay Area.

Do you travel between Hong Kong and the Chinese mainland frequently and prefer more comprehensive services when you visit a local bank?

ICBC (Asia) provides exclusive “Greater Bay Area Premier Banking Services” - Priority Services to our selected high-net-worth customers, allowing your VIP status to be mutually recognised at designated service locations across Hong Kong, the Chinese mainland and Macao to enjoy VIP services and privileges.

ICBC Greater Bay Area UnionPay Dual Currency Card is definitely your first choice for traveling in the Greater Bay Area. With one credit card, you can enjoy a hassle-free journey across the Greater Bay area. You can use the card for transportations include designated Hong Kong taxis, cross-bridge fare of Hong Kong-Zhuhai-Macau Bridge, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses. The card encompasses both HKD and RMB accounts. You can conduct transactions in RMB when in the Chinese mainland, and use HKD for spending in Hong Kong and overseas. By doing so, you can enjoy a waiver of foreign exchange fee on both RMB and foreign currencies spending.