Greater Bay Area Mortgage Loan - ICBC (Asia)
As the Greater Bay Area undergoes rapid development, an increasing number of Hong Kong residents are considering purchasing properties in the region for self-occupation, investment, or converting the value of free-hold properties in the Chinese mainland into standby cash. The “Greater Bay Area Loan - Mortgage” is tailored to current trends, aimed at assisting Hong Kong residents in purchasing the Chinese mainland properties with ease and enjoying financial flexibility. Customers may relish the convenience of living in the Greater Bay Area while taking advantage of this service.
Own Properties Effortlessly with Efficient Mortgage
The all-encompassing and effective “Greater Bay Area Loan - Mortgage” can assist you in managing your properties in the region and settling in with ease:
- Cover designated residential properties in the primary market or free-hold properties in 9 Greater Bay Area cities1
- Loan amount in HKD up to 60% of the purchase price or the appraised property value* (whichever is lower)
- Repayment terms up to 30 years*
- Loan amount up to HK$10,000,000
- Dedicated professionals of “Greater Bay Area Loan – Mortgage” are available to provide information on owning your home, such as information related to properties purchase, setting up auto pay for bill payment on water, electricity, gas and mortgage loan repayment, and more
Simple and Swift Application Process
The process of applying for the “Greater Bay Area Loan – Mortgage” is simple. All you need to do is to bring the following supporting documents# and visit our branches for the application:
- Hong Kong permanent identity card
- Sales contract of the residential properties in the primary market/ real property ownership certificate
- Bank statement indicating payroll for the latest 3 months
- Income proof for the latest 3 months
- Proof of residential address in Hong Kong
5 simple steps to realise your property dream in the Greater Bay Area!
Purchase a residential property in the Greater Bay Area or refinance a free-hold property
Apply for ICBC (Asia) “Greater Bay Area Loan – Mortgage”^
Sign the onshore and offshore legal and mortgage loan document(s) upon the successful application approval
Open a loan repayment account at ICBC (Asia)
Open a loan repayment account at ICBC (Asia)
Loan disbursement
ICBC (Asia) is dedicated to providing professional cross-border services to Hong Kong residents and offering one-stop services to assist with owning properties and wealth management in the Greater Bay Area, including ICBC Greater Bay Area Credit Card, ICBC Express Remittance Services, etc. In addition, ICBC (Asia) provides wealth management and financing solutions tailored to meet the diverse needs of our customers, and assists them in managing their wealth with ease.
For more details about "Greater Bay Area Loan - Mortgage" services, please contact our branch staff or call our customer service hotline at 218 95588.
*Depending on individual mortgage projects.
#The Bank reserves the right to request additional supporting documents for mortgage loan application and approval purposes.
^Only applicable to designated residential properties in the primary market or free-hold properties in 9 Greater Bay Area cities1.
Including Shenzhen, Zhongshan, Zhuhai, Guangzhou, Foshan, Dongguan, Huizhou, Zhaoqing and Jiangmen.
To borrow or not to borrow? Borrow only if you can repay!
Terms and Conditions apply.
For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.
"ICBC (Asia)" or “The Bank” refers to the Industrial and Commercial Bank of China (Asia) Limited.
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