Spending Rewards - ICBC (Asia)
Spending Rewards
Notice of Amendment regarding to the definition of the relevant transaction of Spending Rewards on ICBC Credit Cards
Cardholders can choose your own rewards from ICBC Credit Card Rewards Program.
Bonus Point
For every HKD/RMB 1 spent with your ICBC Credit Card, you will receive 1 point. Accumulated bonus points# can be redeemed for cash rebate, cash coupons and mileage*.
Cash Rebate
Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate2 HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement. Spend more to enjoy more rebate.
Related Information
#The Points earned for Gold Card and Classic Card will be valid for 12 months while the Points earned for the other cards including UnionPay Dual Currency Diamond Card, Visa Signature Card and Platinum Card etc will be valid for 36 months. The applicable expiry date will be clearly shown on the monthly card Account statement. After the applicable expiry date, all accumulated expired Points shall be forfeited without further notice.
*The mileage redemption is all subject to airline company respective terms and conditions. In case of any dispute, the decision of the Airline Company shall be final.
Note: Bonus point and cash rebate is not including to cash advance, balance transfer, cash installment loan amount/tax loan and personal loan amount/merchant installment loan amount and the repayment amount, reload/transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) may at our sole discretion determine from time to time). Also, not include the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, Mastercard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.
