*The above example is for reference only. The sign-up period, bonus period, bonus interest rates, savings interest rates and deposit requirement are subject to the latest announcement of the Bank. The Bank reserves the right to change, suspend and/or discontinue the “Flexi Plus” Account or to revise the relevant terms and conditions without prior notice.

^For transfer funds from Settlement Account to open “Flexi Plus” Sub-Accounts, please reserve one extra working day for settlement in case of cheque deposit into Settlement Account.

Offers and rewards are subject to the terms and conditions, please refer to the applicable terms and conditions or contact our branches for more details.

More information about “Flexi Plus” Account:

Flexi Plus Account is the specified savings deposit account that is qualified to enjoy the bonus interest rate offer.

Flexi Plus Account is only applicable to the sole account holder or the joint account holder (if the account is a joint-name account) who holds a Savings Account (including Single-Currency Savings Account, savings sub-account under Multi-Currency Savings Account / Integrated / E-Age / Elite Club account) (the “Savings Account”) (the “Eligible Customer”) of Industrial and Commercial Bank of China (Asia) Limited (the “Bank”).

The currency of Flexi Plus Account is denominated in Hong Kong Dollar / US Dollor / Renminbi separately. Other foreign currency is not applicable.

Each Eligible Customer is entitled to open one Flexi Plus Account only for each currency. For the avoidance of doubt, if the sole account holder and the joint account holder (if the account is a joint-name account) holding the Savings Account is the same person, he/she is entitled to open one Flexi Plus Account in his/her sole name or in joint name only for each currency.

The Flexi Plus Account (the “Primary Account”) contains multiple Flexi Plus Sub-Accounts (the “Sub-Accounts”). The Primary Account is not the account for deposit or withdrawal of funds and is for identification purpose only. All the funds in the Flexi Plus Account are actually maintained in the Sub-Account(s).

Upon the opening of the Flexi Plus Account, the Eligible Customer must select the Savings Account with same currency as a settlement account (the “Settlement Account”) for interest disbursement. This Settlement Account will be used as the account for deposit into and withdrawal from the Sub-Account(s).

The Eligible Customer can make an initial deposit into a Sub-Account under the Flexi Plus Account. Further deposit into the same Sub-Account is not allowed after the initial deposit. Each transaction of subsequent deposit into the Flexi Plus Account thereafter will trigger the opening of another new Sub-Account which will holds each subsequent deposit. For the avoidance of doubt, the Eligible Customer who participates in a promotion of the Bank’s bonus interest rate offer will open a Sub-Account for depositing the funds that fulfill the specified deposit requirement of each particular promotion. Each Sub-Account cannot be used for making further deposits. Withdrawal from Sub-Accounts must be credited to the Settlement Account.

The withdrawal of funds from the Sub-Account is subject to the relevant promotional terms and conditions of the bonus interest rate offer for deposit. Generally, partial withdrawal is allowed before the end of Bonus Period provided that the withdrawal must be transferred to the Settlement Account. If the Eligible Customer holds more than one Sub-Account, the Eligible Customer is required to select one of the Sub-Accounts for the withdrawal.

If the credit balance of the Sub-Account is “zero” after withdrawal, the relevant Sub-Account will be automatically closed and all the entitled interest will be credited to the Settlement Account on the next business day after withdrawal.

Deposits in Flexi Plus Account is a deposit qualified for protection by the Deposit Protection Scheme in Hong Kong.