1. ICBC Greater Bay Area Credit Cards

Seamless Transportation Payments

Cardholder can enjoy a hassle-free journey across the Greater Bay area via a series of convenient payment services with the Card. This includes designated Hong Kong taxis, cross-bridge fare of Hong Kong-Zhuhai-Macau Bridge, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.

Two Currencies in One Card

ICBC Greater Bay Area UnionPay Dual Currency Card encompasses both HKD and RMB accounts in one card. You can conduct transactions in RMB when in Mainland China, and use HKD for spending in Hong Kong and overseas. By doing so, you can enjoy a waiver of foreign exchange fee on both RMB and foreign currencies spending.

More Rewards for More Spending

Every dollar spent with the card, whether in HKD or RMB, will earn a 0.5% cash rebate. HKD and RMB spending will be combined for calculating the accumulated transactions amount, with an RMB:HKD exchange rate of 1:1. The rebate amount will be calculated monthly, credited to the HKD account and reflected on the statement. Customers of ICBC Greater Bay Area UnionPay Dual Currency Diamond Card can enjoy a 3X reward (equivalent to 3X bonus point or 1.5% cash rebate) for local or overseas spending with the card, without any limits.

2. ICBC Pay

ICBC Pay is applicable to the customers of ICBC UnionPay debit card and credit card. To make payments using ICBC Pay, simply activate it in the ICBC (Asia) Mobile Banking App. With ICBC Pay, you can conveniently pay at any merchants that support UnionPay QR code payment in Hong Kong, China, Mainland China and other overseas areas.