Life Insurance - ICBC (Asia)
To achieve your future aspirations, it is vital to plan ahead and secure financial protection for yourself and your loved ones. Even in the face of life’s challenges, you and your cherished ones can receive financial support, enabling you to continue moving forward steadily.
Based on your unique financial goals, ICBC (Asia) can provide you with a range of life insurance plans tailored to meet your various needs along your life’s journey:
The life insurance plans below are underwritten by China Life Insurance (Overseas) Company Limited
Whole Life
Forest Insurance Plan (2)
Forest Insurance Plan (2) provides multiple potential returns which facilitate long-term wealth accumulation, together with policy split option, you can split the policy as your needs revolve, helping you to flexibly allocate your assets and pass your legacy onto the offspring at ease.
Forest Insurance Plan (5)
Forest Insurance Plan (5) provides multiple potential returns which facilitate long-term wealth accumulation, together with policy split option, you can split the policy as your needs revolve, helping you to flexibly allocate your assets and pass your legacy onto the offspring at ease.
Legend Rich Insurance Plan 2022 (5)
Legend Rich Insurance Plan 2022 (5) provides potential long-term capital growth with guaranteed cash value, non-guaranteed terminal dividend (if any) and the total amount of terminal dividend management account (if any).
Vertex Insurance Plan (Single Pay)
Vertex Insurance Plan (Single Pay) provides guaranteed cash value and non-guaranteed terminal dividend (if any), together with policy split option, you can split the policy as your needs revolve, helping you to pass your legacy onto the generations to come with ease.
Critical Illness & Medical
The life insurance plans below are underwritten by FWD Life Insurance Company (Bermuda) Limited
Universal Life
Flexi-Growth Premier Insurance Plan
Flexi-Growth Premier Insurance Plan is specially designed to accumulate savings and offer you the opportunity to enjoy attractive returns. It also offers great flexibility to help you reach a higher financial goal with ease!
Noble Fortune
Noble Fortune is a comprehensive wealth management solution, helps you make long term plans for the future.
i.ULife Select Insurance Plan
i.ULife Select Insurance Plan is specially designed to accumulate savings and offer you the opportunity to enjoy attractive returns. Let your wealth realise its full potential.
Whole Life
MaxFocus Legacy Insurance Plan
The MaxFocus Legacy Insurance Plan provides you with flexible legacy planning options so that you can leave a well-planned legacy that becomes a cherished gift to your loved ones. On top of making withdrawals to meet your liquidity needs, you can enjoy the extra flexibility that comes with the innovative smart legacy option. It ensures your peace of mind by allowing you to put in place an exceptionally detailed legacy plan.
MaxFocus Vision Insurance Plan
MaxFocus Vision Insurance Plan is a participating insurance plan. The plan values of the Plan comprise guaranteed cash value, annual dividend (non-guaranteed) and special bonus (non-guaranteed). it aims to deliver higher potential returns in the long term.
Wealth ICON Supreme III Insurance Plan
Wealth ICON Supreme III Insurance Plan requires only a single premium payment. The plan delivers medium-to-long-term wealth growth potential and providing guaranteed cash value, annual dividends (non-guaranteed) and special bonus (non-guaranteed).
Critical Illness & Medical
For more details of the above products, please visit our branch.
NB:
The information of the above insurance products is intended as a general summary and provided by China Life Insurance (Overseas) Company Limited or FWD Life Insurance Company (Bermuda) Limited. Please refer to the Policy for exact terms and conditions and details of the exclusions. The above-mentioned insurance products offered by China Life Insurance (Overseas) Company Limited or FWD Life Insurance Company (Bermuda) Limited. Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”/ “Bank”) is an appointed insurance agent of China Life Insurance (Overseas) Company Limited and FWD Life Insurance Company (Bermuda) Limited.
If there is any dispute arising out of the selling process or processing of the related transaction in the future and the dispute is eligible as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer. However, any dispute over the contractual terms of the product should be resolved between directly the product service provider and the customer.
ICBC (Asia) is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong. Insurance agency licence no. of ICBC (Asia) is FA3169.
With effect from 1 January 2018, the Insurance Authority will start collecting a prescribed levy on insurance premiums from policyholders through insurance companies pursuant to the Insurance (Levy) Regulation and the Insurance (Levy) Order under the Insurance Ordinance (Cap. 41). Please click here for details.