Investment Products - ICBC (Asia)
Investment Products
Currency Linked Contract
A Currency Linked Contract is a portfolio linked to currency options that is linked to currency movements and meets your needs for investing in currencies.
The product structure is flexible, and the deposit currency, term, linked exchange rate and exchange rate range can be customized according to customer requirements. For non-principal protected products, customers have the opportunity to receive the selected linked currency on the maturity date.
Equity Linked Contract
Equity linked products are structured investment tools which enable you to generate yields through investing in stock options. Returns are based on the performance of a single stock, or in some cases, a basket of stocks, or a stock index. Since the products are closely related to the performance of listed stocks, the risks involved resemble investment in the underlying stocks. By investing in an equity linked product, you agree to purchase or sell listed stocks at a future date for an agreed price. The number of shares or the financial gain and loss customers will receive at maturity depends on the price performance of the stocks selected.
Certificate of Deposit
Certificate of Deposit is a stable mid to long-term investment product, which is mainly determined by fixed rates. Compared with standard time deposits, customers may enjoy a higher interest rates in CDs. Under normal circumstances, the longer in the tenor, the better in interest rate in CDs. ICBC (Asia) has various CDs denominated in USD, HKD and CNH with different tenors for our customers to meet their specific investment appetites on currencies as well as investment tenors.
Bonds
According to the client's instructions, the client buys and sells bonds in the secondary market of bonds.
Bond investment is suitable for customers with certain investment experience. Customers can choose bond products according to their investment preferences (credit risk appetite, investment period, investment income, etc.). The bonds invested by the customer can be held to maturity or sold before the maturity of the bond.
Structured Deposit
Structure deposit is a product where the client receives a specified coupon if spot close higher (or lower) the pre-determined rate when maturity or within the pre-determined range during the deposit period. This product is embedded with option and the return of the deposit is normally linked to the performance of the linked index, like FX, interest rate and commodities vice versa. The yield return is calculated base on the value date, principal amount, tenor and the linked index. Normally customer will face higher risk with higher return for investing in the structured deposit.
Margin FX & Precious Metal Trading
ICBC Asia provides a comprehensive margin foreign exchange and precious metals trading for experienced investors. The minimum margin is only 5% of transaction amount, customers can freely combine their favorite currency cross combination.
In addition to foreign exchange spot trading, foreign exchange options and forward trading can also be performed. The Bank offers 24-hour trading service^, no transaction fees and storage fees is charged. All strategies can be tailored-made.
^Trading hours are from 08:00 Hong Kong Time on Monday to 05:00 (New York Daylight Time) / 06:00 (New York Winter Time) on Saturday, and certain holidays include: January 1, December 25 and other specific holidays that the Bank may determine and notify customers from time to time.
*Investment involves risk, the price of investment products may sometimes be very volatile, the price of investment products may go down and may even become valueless. Trading investment products may not necessarily result in profit, but may result in losses. It is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
