ICBC (Asia) | Commercial Internet Banking
Taking care of your everyday banking tasks
ICBC (Asia)’s Commercial Internet Banking service puts all your companies’ financial information at your fingertips.
Feature & Advantage
- Enjoy direct access and control of your accounts
- Gain high level of security control on your accounts
- Save time in arranging your banking transactions and running your growing business
- keep you update with the latest market situation
- Cash Management Services
- Trade Finance Services
- Securities Trading Services
- Credit Card Application, Enquiry,Card Repayment and Card Limit Reallocation
- Market Information
Commercial Internet Banking
Internet banking enquiry function provides 24-hour service. Please refer to transaction tips in the internet banking for the services hours of other functions.
Service Applicable to
Commercial customer
Account Opening Conditions
Commercial customers can open ICBC (Asia) Internet Banking Services with any of your
savings/current account
Steps for Registration
Visit your nearest
ICBC (Asia) Bank Branch
Daily Maximum Limit of Funds Transfer
Transaction Type | Business Account |
Same Party Pre-registered Account Transfer (Including purchase of Cashier’s Order and Demand Draft to be collected by account holder at designated branch) |
Unlimited |
Pre-registered Third Party Account Transfer (Including transfer within our bank accounts and transfer to other bank accounts) |
Total daily limit: HKD20,000,000b Customer can further define the individual transfer Pre-registered account upon application |
Non-registered Third Party Account Transfer (Including transfer within our bank accounts and transfer to other bank accounts) |
HKD2,000,000 for Two-Factor Authentication userc Zero amount for Non Two-Factor Authentication user |
General Bill Payment (Including all bill payments, credit card payments and donations) |
HKD$500,000a |
Tax Payment | HKD3,000,000a |
White Form eIPO Online Payment | N/A |
Currency Exchange Between HKD and USD |
HKD500,000,000 or its equivalent |
Currency Exchange Between HKD and AUD, CAD, CHF, EUR, GBP, JPY, NZD |
HKD500,000,000 or its equivalent |
Currency Exchange Between HKD and SGD |
HKD50,000,000 and its equivalent |
Currency Exchange Between HKD and RMB |
HKD50,000,000 and its equivalent |
The reduction transfer limit function is not applicable for company customer.
The registered third-party accounts transfer limit is subject to bank’s final decision. Customer can further define the credit transfer limit per pre-registered account upon application.
Please note that this limit will be reset to “Zero” if you have not performed a fund transfer to a non-registered 3rd party account via Internet Banking for 12 months. To reset the related transfer limit, please visit any of our branches.
Important Notice
You can simply access our Commercial Internet Banking Service via a PC with Internet services. For more details, please contact us.
If you forget your internet banking password, you can reset it via any ICBC (Asia) Branch.
ICBC (Asia) Password token adopts new generation of encryption technology to enhance customer’s transaction security. Customer can authorize the transactions such as non-registered third party account’s funds transfer, register other bank’s credit card for bill payment, Cashier’s Order Request or Demand Draft Request (collected at branch by authorized person or by registered mail to the customer’s correspondence address), Autopay - Standing Instruction Request and other transactions.
Risk Disclosure and Reminder
Investment involves risk and the prices of securities and derivatives products fluctuate. The prices of securities may move up or down, sometimes dramatically, and may become valueless.
It is as likely that loss will be incurred rather than profit made as result of buying and selling investment. Past result should not be taken as indication of future performance.
The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account.
Before making investment decision, you should thoroughly study the offering documents; the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investment are suitable for your particular investment needs.
You shall seek independent professional advice on legal, tax, financial and other issues in connection with the investment if necessary.
Keep your password secure and secret at all times, and change your password periodically.
Please safeguard your password, or you may suffer loss of personal information or assets.