ICBC Horoscope Card - ICBC (Asia)
ICBC Horoscope Card
Online application + Welcome offers (Flash offer)HK$700
Free Credit Card Spending Limit*
ICBC Horoscope UnionPay Dual Currency Diamond Card/ Visa Signature Card
HK$1=1.5%
Unlimited Cash Rebate*
ICBC Horoscope UnionPay Dual Currency Platinum Card/ Visa Platinum Card
HK$1=1%
Unlimited Cash Rebate*
*Terms and conditions apply.
Online Application Gift
Extra HK$100 Free Credit Card Spending Limit1 is eligible to new customers who successfully apply for designated ICBC (Asia) credit cards upon card approval. The application should take via online.
Welcome Offer
New customers who successfully apply for ICBC Horoscope Visa Signature Card / ICBC Horoscope UnionPay Dual Currency Diamond Card / ICBC Horoscope UnionPay Dual Currency Platinum Card can enjoy HK$600 Free Credit Card Spending Limit2.
Customer can select the preferred horoscope cardface design when they apply the card. If there is no indication, the Bank will assign the horoscope cardface design according to the date of birth. Please refer to the table below for details.
Capricorn (22/12 - 20/1) |
Aquarius (21/1 - 19/2) |
Pisces (20/2 - 20/3) |
Aries (21/3 - 20/4) |
Taurus (21/4 - 21/5) |
Gemini (22/5 - 21/6) |
Cancer (22/6 - 22/7) |
Leo (23/7 - 22/8) |
Virgo (23/8 - 23/9) |
Libra (24/9 - 23/10) |
Scorpio (24/10 - 22/11) |
Sagittarius (23/11 - 21/12) |
Cash Rebate
Enjoy 1.5% cash rebate with your ICBC Horoscope Visa Signature Card and ICBC Horoscope UnionPay Dual Currency Diamond Card. HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis automatically without any convert changes3, it will be credited to the HKD account and shown on the statement.
Attention: Cash rebate on local spending with ICBC Horoscope UnionPay Dual Currency Platinum Card is 1%3.
Credit Card Spending Installment Plan
No documents are required. Every spending with choice of installment plan for you to enjoy fabulous shopping delights!
ICBC Horoscope Visa Signature Card offers
Personal accident insurance travelling on public conveyance6
- Personal Accident Insurance (up to US$ 500,000)
Provide insurance cover to person insured against accidental death or permanent disablement, loss of limb, loss of sight, loss of speech, loss of hearing as a result of accident during a journey on public conveyance.
For policy detail, please contact Customer Service Hotline of Aon Hong Kong Limited7: 2861 6666 (Monday-Friday 9am to 5:30pm, expect public holidays).
Visa Contactless Payment
With Visa Contactless Payment, you can simply tap and pay with your ICBC Horoscope Visa Signature Card on the card terminal that support contactless payment function. It’s fast, convenient. Look for the contactless symbol and enjoy the ease of contactless payment today!
ICBC Horoscope UnionPay Dual Currency Card offers
Payment and Travel Convenience Across the Greater Bay Area
Cardholder can enjoy a hassle-free journey across the Greater Bay area via a series of convenient payment services with the Card. This includes designated Hong Kong taxis, cross-bridge fare of Hong Kong-Zhuhai-Macau Bridge, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
Two Currencies in One Card
With both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong and enjoy two currencies in one card.
Experience the new QR code payment convenience via ‘UnionPay App’
Download the ‘UnionPay App’ with mobile phone and bind with ICBC Horoscope UnionPay Dual Currency cards to enjoy numerous Hong Kong, Macao and cross-border privileges.
1For details, please refer to Terms and Conditions of the Online Application Gift.
2To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/ RMB3,000 with each card within the first 2 months of new cards issuance.For details, please refer to Terms and Conditions of the Welcome Offer.
3Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) may at our sole discretion determine from time to time). Also, the bonus point and cash rebate are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.
4Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
5Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.
6This personal accident insurance travelling on public conveyance is applicable to eligible cardholders holding ICBC Horoscope Visa Signature Card/ ICBC | LINE FRIENDS Visa Signature Card (CONY card face)/ ICBC Visa Signature Card/ ICBC World Corporate Mastercard/ ICBC UnionPay Diamond corporate card/ ICBC Corporate Mastercard/ ICBC UnionPay Platinum Corporate Card. The above is intended only as a general summary for reference. The above personal accident insurance travelling on public conveyance is a group insurance contract underwritten by AXA Insurance Company Limited (“AXA”) and issued to Industrial and Commercial Bank of China (Asia) Limited as the policyholder. Industrial and Commercial Bank of China (Asia) Limited is not an insurance agent of AXA, and the relevant insurance plan is the product of AXA and not Industrial and Commercial Bank of China (Asia) Limited. Customers are bound by the service terms and policy terms as amended from time to time for this personal accident insurance travelling on public conveyance. All claims, disputes and complaints should be referred directly to AXA. Customers may need to provide personal data or information to AXA or its service provider (whether within or outside HKSAR) for the purpose of provision of the relevant services to the customers. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant group insurance policy. ICBC (Asia) is the policy holder and not the provider of this service and will not be responsible for any related liabilities and obligations. For details, please refer to Travel Insurance Benefit and the Policy.
7Aon Hong Kong Ltd (“AON”) is insurance broker for the above group insurance plan and will support customers in inquiries about insurance plans and assist in claim applications.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account for a job.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.