ICBC Greater Bay Area Credit Cards - ICBC (Asia)
ICBC Greater Bay Area Credit Cards
Online application + Welcome offers (Flash offer)HK$700
Free Credit Card Spending Limit*
ICBC Greater Bay Area UnionPay Dual Currency Diamond Card
HK$1=1.5%
Unlimited Cash Rebate*
Payment and Travel Convenience
across the Greater Bay Area*
*Terms and conditions apply.
Online Application Gift
Extra HK$100 Free Credit Card Spending Limit1 is eligible to new customers who successfully apply for designated ICBC (Asia) credit cards upon card approval. The application should take via online.
Welcome Offer
New customers who successfully apply for ICBC Greater Bay Area UnionPay Dual Currency Diamond Card / ICBC Greater Bay Area UnionPay Dual Currency Platinum Card / ICBC Greater Bay Area World Mastercard / ICBC Greater Bay Area Platinum Mastercard can enjoy HK$600 Free Credit Card Spending Limit2.
Spending Reward
Cardholder can choose cash rebate as their spending rewards. Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate3 HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement.
ICBC Greater Bay Area UnionPay Dual Currency Diamond Card customers can enjoy 3X reward3 (equivalent to 3X bonus point or 1.5% cash rebate) for local or overseas spending with the card, without any limit.
Exclusive Privileges of ICBC Greater Bay Area UnionPay Dual Currency Card:
Payment and Travel Convenience Across the Greater Bay Area
Cardholder can enjoy a hassle-free journey across the Greater Bay area via a series of convenient payment services with the Card. This includes designated Hong Kong taxis, cross-bridge fare of Hong Kong-Zhuhai-Macau Bridge, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.
Two Currencies in One Card
ICBC Greater Bay Area UnionPay Dual Currency Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.

Experience the new QR code payment convenience via ‘UnionPay App’
Download the ‘UnionPay App’ with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.
Waive Handling Fee of Overseas Spending
Spend at Overseas with ICBC Greater Bay Area UnionPay Dual Currency Card to enjoy handling fee waiver and be exempted from extra charges caused by currency exchange and fluctuation of conversion rates.
1For details, please refer to Terms and Conditions of the Online Application Gift.
2To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.
3Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.
4Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
5Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.