Mobile Banking “New Customer Account Opening” 5%p.a. preferential interest rate and up to HK$1,400 welcome reward - ICBC (Asia)
Opening an integrated account not only fulfills your all-round financial needs, new customers can even enjoy account opening welcome reward! During the promotion period, new customers, who open “Integrated Account” via mobile banking “New Customer Account Opening”; or open “e-Age Banking” Account or “Integrated Account” via branches, successfully applied/held ICBC Credit Card, and fulfill the reward requirements, can enjoy welcome rewards up to HK$1,4001.
“e-Age Banking” Account and “Integrated Account” Account Opening Reward
Promotion period: 1 April 2025 - 30 June 2025 (both dates inclusive)
New customers, who open “Integrated Account” via mobile banking “New Customer Account Opening”; or open “e-Age Banking” Account or “Integrated Account” via branches, successfully applied/held ICBC Credit Card, and fulfill the reward requirements, can enjoy up to HK$600 free credit card spending limit:
Reward Requirements | Free credit card spending limit |
Maintain HK$100,000 or above average daily Total Liquid Assets for the first 3 months after account opened | HK$500 |
Agree to receive the Bank’s SMS or email marketing promotions when opening an account and maintain until reward period | Extra HK$100 |
“New Customer Account Opening” Preferential Interest Rate2
Promotion period: 1 April 2025 - 30 June 2025 (both dates inclusive)
3-month HKD time deposit preferential interest rate 5% p.a.
New Customer Account Opening Procedures
Credit Card Welcome Reward and Offers3
Promotion period: 1 April 2025 - 30 June 2025 (both dates inclusive)
- New applicants for principal card who apply ICBC SUP Credit Card successfully and fulfill designated spending requirement for HK$3,000 can enjoy rewards up to equivalent value of HK$800
- Every dollar (HKD or RMB) spends with the Card for local and overseas spending will entitle to up to 1.5% cash rebate without limit
- Cardholder will enjoy a one time HK$30 discount per day at SUP book shops (including Joint Publishing, Chung Hwa Book Co. and The Commercial Press), for purchase up to HK$300 if payment is made by physical card
Foreign Exchange Risk: The value of your foreign currency will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to foreign currency, you may suffer loss in principal.
Risks relating to RMB: The Chinese Renminbi is currently a restricted currency. Due to the exchange controls and/or restrictions which may be imposed by the PRC government on the convertibility or utilization of RMB from time to time, there is no guarantee that disruption in the transferability, convertibility or liquidity of RMB will not occur. There is thus a likelihood that you may not be able to convert the Chinese Renminbi received into other freely convertible currencies.
Reminders: To borrow or not to borrow? Borrow only if you can repay! Protect your Personal Digital Keys; Beware of Fraudulent Links! Don’t lend or sell your account. Don’t risk your future for quick money. Investment involves risk. Terms and Conditions apply. Please click here for more details of promotion of “e-Age Banking” Account and “Integrated Account” Account Opening Reward; Please click here for more details of promotion of Preferential Interest Rate.
Remark:
Rewards include “e-Age Banking” Account and “Integrated Account” Account Opening Reward up to HK$600 free credit card spending limit and Credit Card Welcome Reward up to equivalent value of HK$800.
The preferential interest rate as referred to the above is based on the interest rates (p.a.) announced by the Bank as of 1 April 2025 and is for reference only. The interest rates maybe subject to revision as per prevailing market conditions. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed. Eligible Customers defined as customer who submit the “New Customer Account Opening” application and successfully open the Integrated Account via the Mobile Banking during the Promotion Period AND Have never successfully opened the Integrated Account via the Mobile Banking “New Customer Account Opening” before the Promotion Period. The Bank reserves the final right to interpret the definition of Eligible Customers.
Terms and Conditions apply. Please refer to https://www.icbcasia.com/s/aEriie for details.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.