Mobile Banking “New Customer Account Opening” Preferential Interest Rate 3.5% p.a. and Welcome Reward up to equivalent value of HK$1,580 - ICBC (Asia)
Mobile Banking “New Customer Account Opening” Preferential Interest Rate 3.5% p.a. and Welcome Reward up to equivalent value of HK$1,580
Opening an integrated account not only fulfills your all-round financial needs, new customers can even enjoy Welcome Reward and Preferential Interest Rate! During the promotion period, new customers open “Integrated Account” via mobile banking “New Customer Account Opening”; or open “e-Age Banking” Account or “Integrated Account” via branches, successfully applied/held ICBC Credit Card, and fulfill the reward requirements, can enjoy Welcome Rewards up to HK$1,5801. Besides, new customers open “Consolidate Investment Account” successfully, can enjoy time deposit preferential interest rate 3.5% p.a.2.
“e-Age Banking” Account and “Integrated Account” Account Opening Reward
Promotion period: 1 July 2025 to 31 December 2025 (both dates inclusive)
New customers, who open “Integrated Account” via mobile banking “New Customer Account Opening”; or open “e-Age Banking” Account or “Integrated Account” via branches, successfully applied/held ICBC Credit Card, and fulfill the reward requirements, can enjoy up to HK$600 free credit card spending limit:
| Reward Requirements | Free credit card spending limit |
| Maintain HK$100,000 or above average daily Total Liquid Assets for the first 3 months after account opened | HK$500 |
| Agree to receive the Bank’s SMS or email marketing promotions of all products (including deposits, loan, insurance, investment and credit card) when opening an account and maintain until reward period | Extra HK$100 |
New Customer Account Opening Welcome Offers2
Promotion period: 2 October 2025 to 30 November 2025 (both dates inclusive)
- Eligible Customers requires to open an “Integrated Account” and “Consolidate Investment Account” during the promotion period to enjoy the “e Deposit” preferential interest rate 3.5% p.a.2
- During the promotion period, eligible Customers who enter the designated promotion code (“15NG”) on the account opening page. Each eligible customer can enjoy an additional HK$30 Cash Rebates3
New Customer Account Opening Procedures
Credit Card Welcome Reward and Offers4
Promotion period: 1 October 2025 to 31 December 2025 (both dates inclusive)
- New applicants for principal card who apply ICBC SUP Credit Card successfully during the promotion period and fulfill designated spending requirement for HK$3,000 can enjoy rewards up to equivalent value of HK$950
- Every dollar (HKD or RMB) spends with the Card for local and overseas spending will entitle to up to 1.5% cash rebate without limit
- Cardholder will enjoy a one time HK$30 discount per day at SUP book shops (including Joint Publishing, Chung Hwa Book Co. and The Commercial Press), for purchase up to HK$300 if payment is made by physical card
Risks relating to RMB: The Chinese Renminbi is currently a restricted currency. Due to the exchange controls and/or restrictions which may be imposed by the PRC government on the convertibility or utilization of RMB from time to time, there is no guarantee that disruption in the transferability, convertibility or liquidity of RMB will not occur. There is thus a likelihood that you may not be able to convert the Chinese Renminbi received into other freely convertible currencies.
Reminders: To borrow or not to borrow? Borrow only if you can repay! Protect your Personal Digital Keys; Beware of Fraudulent Links! Don’t lend or sell your account. Don’t risk your future for quick money. Investment involves risk. Terms and Conditions apply. Please click here for more details of promotion of “e-Age Banking” Account and “Integrated Account” Account Opening Reward; Please click here for more details of New Customer Account Opening Welcome Offers; Please click here for more details of promotion of “Credit Card Welcome Reward and Offers”.
Remark:
Rewards include “e-Age Banking” Account and “Integrated Account” Account Opening Reward up to HK$600 free credit card spending limit; eligible Customers who enter the designated promotion code (“15NG”) on the account opening page. Each eligible customer can enjoy an addtional HK$30 Cash Rebates and Credit Card Welcome Reward up to equivalent value of HK$950 (Please refer to https://www.icbcasia.com/s/aEriie for details).
The preferential interest rate as referred to the above is based on the interest rates (p.a.) announced by the Bank as of 2 October 2025 and is for reference only. The interest rates maybe subject to revision as per prevailing market conditions. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed. Eligible Customers are required to submit the ”New Customer Account Opening” application and successfully open the Integrated Account via the Mobile Banking on during the Promotion Period; And have never successfully opened or held the Integrated Account of the Bank before the Promotion Period；And required to open an “Consolidate Investment Account” via the Mobile Banking or Internet Banking during the promotion period to enjoy the “e Deposit” preferential interest rate. The Bank reserves the final right to interpret the definition of Eligible Customers. And the Bank may revoke preferential rates and claim interest differences if the “Consolidate Investment Account” is not opened by the end of the promotion period.
There are 4000 quotas for eligible customers. Quotas are limited and are given on a first-come-first-served basis while stocks last.
Terms and Conditions apply. Please refer to https://www.icbcasia.com/s/aEriie for details.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.