New Customer Welcome Rewards - ICBC (Asia)
New Customer Account Opening via Mobile Banking Preferential Time Deposit Interest Rate 3.8% p.a.
Welcome Rewards up to equivalent value of HK$1,650
Opening an integrated account not only fulfills your all-round financial needs, new customers can even enjoy Welcome Rewards! During the promotion period, new customers open an “Integrated Account” via Mobile Banking, successfully applied/held ICBC Credit Card, and fulfill the reward requirements, can enjoy Welcome Rewards up to HK$1,6501, along with a preferential interest rate 3.8% p.a. by setting up a 3-month HKD time deposit via the “e Deposit” function.
New Customer Account Opening via Mobile Banking Preferential Time Deposit Interest Rate 3.8% p.a.2
Promotion Period: 23 February 2026 to 31 March 2026 (both dates inclusive)
Eligible Customers requires to open an “Integrated Account” during the promotion period and set up a 3-month HKD time deposit via the “e Deposit” function to enjoy the preferential interest rate 3.8% p.a.2.
“Integrated Account” Account Opening Reward
Promotion period: 1 January 2026 to 31 March 2026 (both dates inclusive)
New customers, who open “Integrated Account” via Mobile Banking, successfully applied/held ICBC Credit Card, and fulfill the reward requirements, can enjoy up to HK$600 free credit card spending limit:
| Reward Requirements | Free credit card spending limit |
| Maintain HK$100,000 or above average daily Total Liquid Assets for the first 3 months after account opened | HK$500 |
| Agree to receive the Bank’s SMS or email marketing promotions of all products (including deposits, loan, insurance, investment and credit card) when opening an account and maintain until reward period | Extra HK$100 |
Mobile Banking Login Welcome Reward
Promotion period: 1 January 2026 to 31 March 2026 (Both dates inclusive)
New customer who opens a “Wise Gold” Account, “Elite Club Account”, “e-Age Banking” Account, or “Integrated Account” during the Promotion Period, and log in to mobile banking once in the account opening month and each of the following two months to enjoy a HK$100 cash reward. Limited quota, first-come-first-served, while stocks last.
Credit Card Welcome Reward and Offers3
Promotion period: 1 January 2026 to 31 March 2026 (both dates inclusive)
- New applicants for principal card who apply ICBC SUP Credit Card successfully during the promotion period and fulfill designated spending requirement for HK$3,000 can enjoy rewards up to equivalent value of HK$950
- Every dollar (HKD or RMB) spends with the Card for local and overseas spending will entitle to up to 1.5% cash rebate without limit
- Cardholder will enjoy a one time HK$30 discount per day at SUP book shops (including Joint Publishing, Chung Hwa Book Co. and The Commercial Press), for purchase up to HK$300 if payment is made by physical card
Risks relating to RMB: The Chinese Renminbi is currently a restricted currency. Due to the exchange controls and/or restrictions which may be imposed by the PRC government on the convertibility or utilization of RMB from time to time, there is no guarantee that disruption in the transferability, convertibility or liquidity of RMB will not occur. There is thus a likelihood that you may not be able to convert the Chinese Renminbi received into other freely convertible currencies.
Reminders: To borrow or not to borrow? Borrow only if you can repay! Protect your Personal Digital Keys; Beware of Fraudulent Links! Don’t lend or sell your account. Don’t risk your future for quick money.
Terms and Conditions apply. Please click here for more details of New Customer Account Opening via Mobile Banking Preferential Time Deposit Interest Rate; Please click here for more details of “Integrated Account” Account Opening Reward and Mobile Banking Login Welcome Reward; Please click here for more details of promotion of “Credit Card Welcome Reward and Offers”.
Remark:
Rewards include “Integrated Account” Account Opening Reward up to HK$600 free credit card spending limit, Mobile Banking Login Welcome Reward $100 cash reward, and Credit Card Welcome Reward up to equivalent value of HK$950 (Please refer to https://www.icbcasia.com/s/aEriie for details).
The preferential interest rate as referred to the above is based on the interest rates (p.a.) announced by the Bank as of 23 February 2026 and is for reference only. The interest rates maybe subject to revision as per prevailing market conditions. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed. Eligible Customers are required to submit the “New Customer Account Opening” application; And have never successfully opened or held the Integrated Account of the Bank before the Promotion Period; The Bank reserves the final right to interpret the definition of Eligible Customers.
Terms and Conditions apply. Please refer to https://www.icbcasia.com/s/aEriie for details.
“ICBC (Asia)” or “The Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.