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Structured Deposit - ICBC (Asia)

Mobile Banking Structured Deposit

Mobile Banking Structured Deposit

Can I apply Structured Deposit via online channel easily?

You can apply Structured Deposit on Mobile Banking APP with simple steps.



Structure Deposit


  • What is Structured Deposit?
    This product is embedded with option and the return of the deposit is normally linked to the performance of the linked index, like FX, interest rate and commodities vice versa. The yield return is calculated base on the value date, principal amount, tenor and the linked index. Normally customer will face higher risk with higher return for investing in the structured deposit.
  • What kind of customers are suitable for Structured Deposit?
    Structured Deposit is a product where the client receives a specified coupon if spot close higher (or lower) the pre-determined rate when maturity or within the pre-determined range during the deposit period. 
  • What does Structured Deposit contain?
    You can select an Underlying Currency Pair and set your own tenor based on your own forecast for the foreign exchange market. The Bank will fix the Interest Rate and a Range at the time when the deal is made. You will have a chance to receive higher potential return, depending on the movement of the exchange rate of the Underlying Currency Pair. (Reminds: Normally customer will face higher risk with higher return for investing in the structured deposit.)
    Structured Deposit refers to a structured investment product that consists of a time deposit (in the Deposit Currency) and buying an option over the Underlying Currency Pair. The Bank will fix the Interest Rate and a Range at the time when the deal is made.

How to Apply Structured Deposit on Mobile Banking?

Application demonstration for customer who have “Instrument-Linked and Structured Deposit Account”


How to Check Structured Deposit Application Record?

Download ICBC (Asia) Mobile Banking App

You can search "ICBC Asia" through iPhone App Store/Google Play or scan the QR Codes below to download and experience the "ICBC (Asia)" Mobile Banking App.

apple google play
If your Android phone doesn't have Google Play, please click here to download the Industrial and Commercial Bank of China (Asia) mobile application.

Follow the above steps to experience the fast and convenient Structured Deposit application

Scan the below QR Code to learn more about Structured Deposit Product

Structured Deposit

Security Tips