ICBC AXA Platinum Cards - ICBC (Asia)
ICBC AXA Platinum Cards
HK$1=1Point
Insurance Premium Payment Rewards*
12-months
Insurance Premium Installment Plan*
HK$1=1Point
Spending Rewards*
*Terms and conditions apply.
Online Application Gift
Extra HK$50 Free Credit Card Spending Limit1 for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.
Welcome Offer
New customers who successfully apply for ICBC AXA Platinum Mastercard or ICBC AXA UnionPay Dual Currency Platinum Card can enjoy:
Insurance Premium Payment Rewards3
Earn premium payment rewards upon settling your AXA Hong Kong insurance payment with ICBC AXA Cards. Earn 1 point for every HK$1 payment. Accumulated bonus points can be redeemed for cash coupons, cash rebate and mileage. Each customer can accumulate up to 100,000 bonus points every year.
Insurance Premium Installment Plan
Enjoy 12-months installment plan by settling your AXA insurance payment with ICBC AXA Platinum Cards4.
Octopus Automatic Add-Value Service
Octopus Automatic Add-Value Service (“AAVS”) enables you automatically to add value to any Octopus card / product5 without queuing when insufficient funds occur. Octopus card now can be used in Shenzhen. Octopus card / product with AAVS function can also be top-up at Shenzhen too. The top-up value is entitled to bonus point rewards as well as an interest-free repayment period. You can also apply AAVS for your beloved ones.

Spending Rewards
Earn Bonus Points upon spending with ICBC AXA Platinum Cards to reedem for cash coupons, cash rebate and mileage6. For every HKD / RMB$ 1 spent with ICBC AXA Platinum Cards, ICBC AXA Platinum Cards customers will receive 1 point. Points awarded from HKD account and RMB account can be pooled together. The points earned for Platinum Card will be valid for 3 years.
Exclusive privileges for ICBC AXA UnionPay Dual Currency Platinum Card
Two Currencies in One Card
ICBC AXA UnionPay Dual Currency Platinum Card has both HKD and RMB accounts on one card; you can spend in local currency across Mainland China and Hong Kong, and enjoy two currencies in one card.
Experience the new QR code payment convenience via ‘UnionPay App’
Download the ‘UnionPay App’ with mobile phone and bind with ICBC AXA UnionPay Dual Currency Platinum Card to enjoy numerous Hong Kong, Macao and cross-border privileges.
1For details, please refer to Terms and Conditions of the Online Application Gift.
2To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.
3Terms and Conditions of the reward, please click here for details.
4For the details of charge and interest rate, please refer to “ICBC AXA Platinum Card Insurance Premium Installment Plan Application Form”. Click here for ICBC AXA Platinum Card Insurance Premium Installment Plan Application Form.
5For details, please refer to the terms and conditions for “Octopus Automatic Add-Value Service”.
6For details, please refer to Spending Rewards.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.