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Online Time Deposit Promotion - ICBC (Asia)

Online Time Deposit Promotion

Enjoy preferential online time deposit interest rate at your fingertips anywhere

Online Time Deposit Promotion

Personal Banking Customers who set up 1-month/2-month/3-month/6-month/12-month Time Deposit in HKD/USD/CNY/AUD/CAD/NZD/GBP/EUR through internet banking or mobile banking on Monday to Friday (except Hong Kong Public Holidays) during the Office Hours from 8am to 8pm HK Time can enjoy Preferential Interest Rate p.a. as follows:

Wise Gold / Elite Club Account Customer

Currency Time Deposit Amount 1-month 2-month 3-month 6-month 12-month
HKD 50,000 to below 800,000 2.70% 2.90% 3.45% 3.00% 2.75%
800,000 to below 3,000,000 2.80% 3.00% 3.50% 3.05% 2.85%
3,000,000 or above 2.90% 3.10% 3.55% 3.15% 2.95%
USD 15,000 to below 100,000 3.70% 3.90% 4.25% 3.60% 3.10%
100,000 to below 1,000,000 3.80% 4.00% 4.35% 3.70% 3.20%
1,000,000 or above 4.00% 4.20% 4.40% 3.75% 3.30%
CNY 50,000 to below 500,000 0.85% 1.15% 1.25% 1.35% 1.45%
500,000 or above 0.90% 1.20% 1.30% 1.40% 1.50%
AUD 15,000 or above 2.20% 2.60% 3.20% 3.30% 3.40%
CAD 15,000 or above 2.50% 2.70% 2.45% 2.40% 2.20%
NZD 15,000 or above 2.40% 2.90% 3.50% 3.70% 3.80%
GBP 10,000 or above 3.30% 3.40% 3.50% 3.70% 3.80%
EUR 10,000 or above 1.40% 1.60% 1.80% 2.00% 2.20%

“e-Age Banking” / Integrated Account Customer

Currency Time Deposit Amount 1-month 2-month 3-month 6-month 12-month
HKD 50,000 or above 2.70% 2.90% 3.45% 3.00% 2.75%
USD 15,000 or above 3.70% 3.90% 4.25% 3.60% 3.10%
CNY 50,000 to below 500,000 0.85% 1.15% 1.25% 1.35% 1.45%
500,000 or above 0.90% 1.20% 1.30% 1.40% 1.50%
AUD 15,000 or above 2.20% 2.60% 3.20% 3.30% 3.40%
CAD 15,000 or above 2.50% 2.70% 2.45% 2.40% 2.20%
NZD 15,000 or above 2.40% 2.90% 3.50% 3.70% 3.80%
GBP 10,000 or above 3.30% 3.40% 3.50% 3.70% 3.80%
EUR 10,000 or above 1.40% 1.60% 1.80% 2.00% 2.20%

*The above preferential interest rate is based on the interest rate announced by the Bank as of 4 November 2024 and is for reference only. They are not guaranteed and are subject to revision based on prevailing market conditions. Deposits in different currencies, tenors, amounts and customer types will have different preferential time deposit interest rates. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed.

Time Deposit Placement Flow

Time Deposit Placement Flow 1

1. Login Personal Internet Banking

Time Deposit Placement Flow 2

2. Click Deposit & Loan; Click Time Deposit; Click Time Deposit Placement

Time Deposit Placement Flow 3

3. Select the currency

Time Deposit Placement Flow 4

4. Click input amount to get offer

Time Deposit Placement Flow 5

5. Enter the amount

Time Deposit Placement Flow 6

6. Check Reference interest rate and net interest for reference

Time Deposit Placement Flow 7

7. After confirmed, click submit

Time Deposit Placement Flow 8

8. Double Confirm the deposit information, Click on the “OK” button

Terms and conditions apply. For details, please click here.


For Enquiries, please visit any of the Bank’s branches or call the Customer Service Hotline on 218 95588.


Reminder: “Don’t lend or sell your account. Don’t risk your future for quick money.”

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