Mobile Banking Currency Linked Contract - ICBC (Asia)
Mobile Banking Currency Linked Contract
Sign Currency Linked Contract via ICBC (Asia) Mobile Banking App, Meet Your Different Investment Needs！
The foreign exchange market changes rapidly
How to use exchange rate trends to seize investment opportunities?
Let's find our Currency Linked Contract!
What is “Currency Linked Contract”？
Currency-Linked Contract is a contract linked with a currency option that is a kind of Structured Deposit. Customers can choose different currency pairs and investment period with simple sign process. The minimum investment amount for Currency-Linked Contract is just USD 5,000 (or its equivalent). Investment returns depend on the investment period and strike rate between base currency and linked currency.
- You can select the Base Currency, Linked Currency and set your own tenor based on your own forecast for the foreign exchange market (subject to Bank’s availability)
- A wide choice of Base Currency and Linked Currency -. HKD, USD, EUR, GBP, CAD, JPY, AUD, NZD, CHF or RMB
- Flexible tenures - Investment period of 1-week, 2-week, 1-month, 2-month, 3-month or 6-month
- Strike Rate at your choice - set your own Strike Rate at, above or below the market price
“Currency Linked Contract” Classroom
If John wants to sign currency linked contract with a principal amount of USD100,000. Sign below investment terms after customising a strike rate.
- Base Currency: USD
- Linked Currency: AUD
- Investment Amount: USD100,000
- Investment Period: One week (7 days)
- Interest Rate: 6.25%
- Strike Rate: AUD/USD 0.762
At maturity, John will receive interest of one week —— USD121.53 (USD100,000 X 6.25% X 7days/360). The principal and its earnings will be paid in the Base Currency or Linked Currency whichever has depreciated against the other.
Case 1 -- AUD/USD Exchange Rate at Determination Date is 0.764
John will receive principal and interest in USD at maturity: USD100,000 + USD121.53 = USD100,121.53
Case 2 -- AUD/USD Exchange Rate at Determination Date is 0.762
John will receive principal and interest in USD at maturity: USD100,000 + USD121.53 = USD100,121.53
Case 3 -- AUD/USD Exchange Rate at Determination Date is 0.760
Because the AUD/USD exchange rate is lower than strike rate, John will receive in AUD strike rate at maturity.
USD100,000 - USD141.26 = AUD131,393.08（USD Equivalent at Maturity is USD99,858.74）
*The interest rate are for reference only. They do not represent the actual returns, if any. You could lose all your investment amount.
*If the Base Currency is GBP or HKD, then Day Count Basis is 365. If the Base Currency is USD, EUR, CAD, JPY, AUD, NZD, CHF or RMB, then Day Count Basis is 360.
*If the Base Currency is GBP or HKD, then Day Count Basis is 365. If the Base Currency is USD, EUR, CAD, JPY, AUD, NZD, CHF or RMB, then Day Count Basis is 360
手机银行「货币挂钩合约」操作教程
您可通过以下两个方法进入手机银行「货币挂钩合约」功能
「挂钩产品及结构性存款账户」客户的订立流程
申请「挂钩产品及结构性存款账户」操作教程
如您还未有「挂钩产品及结构性存款账户」，您可透过手机银行申请「挂钩产品及结构性存款账户」。
透过以上介绍，您是否更加了解手机银行货币挂钩合约相关订立流程了呢？
您可登录手机银行，体验方便快捷的货币挂钩合约订立服务吧！
下载手机银行应用程式
于iPhone App Store、Google Play或华为应用市场搜寻“工银亚洲”/“ICBC Asia” 或扫描以下二维码即可下载「工银亚洲」手机银行应用程序式。
如您的Android手机没有Google Play，请按此下载工银亚洲手机应用程式。
提示：
数码KEY 睇紧啲，揿LINK前要三思！便宜莫贪 勿卖 Account
投资涉及风险，受条款及细则约束。详情请浏览本行网站，或向本行职员查询。
风险披露
货币挂钩合约：「货币挂钩合约」并非受保障存款，不受香港的存款保障计划保障。投资于「货币挂钩合约」的回报限于既定的利息总额，并视乎结算日的市场走势而定，及须承担因挂钩货币兑换价格波动的风险。「货币挂钩合约」并无以任何抵押品作抵押。当阁下购买本产品，阁下将承担银行的信贷风险。如银行无力偿付或未能履行其于本产品下的责任，阁下只可以银行的无抵押债权人身份提出申索。在最坏情况下，阁下可能损失阁下的全部本金金额。
重要声明
以上风险披露声明不能披露所有涉及的风险。如欲索取完整之风险披露声明，可向本行各分行查询。投资前应先阅读有关产品发售文件、财务报表及相关的风险声明，并应就本身的财务状况及需要、投资目标及经验，详细考虑并决定该投资是否切合本身特定的投资需要及承受风险的能力。您应于进行交易或投资前寻求独立的财务及专业意见，方可作出有关投资决定。此宣传档所载资料并非亦不应被视为投资建议，亦不构成招揽任何人投资于本文所述之任何产品。此宣传档由中国工商银行（亚洲）有限公司「本行」刊发，内容未经证券及期货事务监察委员会审阅。
