ICBC (Asia) | ICBC Wise Gold World Mastercard Credit Card
ICBC Wise Gold World Mastercard Credit Card
ICBC Wise Gold World Mastercard Credit Card
Only applicable to ICBC Wise Gold customers^.
Designated
Airport / High Speed Rail Lounge Services*
up to HK$1=2%
Cash Rebate*
Spend once to enjoy welcome giftHK$300
Free Credit Card Spending Limit*
*Terms and conditions apply.
Welcome Offer
New customers who successfully apply for ICBC Wise Gold World Mastercard Credit Card can enjoy
Spending Reward
2% cash rebate (equivalent to 4X bonus point) for local and overseas spending with ICBC Wise Gold World Mastercard Credit Card. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement2.
Designated Airport / High Speed Rail Lounge Services around the world provided by DragonPass
From 1 January 2025 to 31 December 2025 (both dates inclusive), ICBC Wise Gold World Mastercard Credit Card customers can enjoy unlimited designated airport and high speed rail lounge services provided by DargonPass3. Companion of the cardholder can use the lounge at the designated airport up to 10 times or use the high speed rail lounge 20 times for free throughout the year. The service scope covers over 140 countries and regions, including the Chinese mainland, Hong Kong, Macau and western countries.
The cardholder can access the relevant information for airport or high speed rail lounge service via website of Dragon Pass or APP, including service network for the lounge, location direction etc.
Personal accident insurance travelling on public conveyance
ICBC Wise Gold World Mastercard Credit Card provides up to US$ 500,000 personal accident insurance4 covering to person insured against accidental death or permanent disablement, loss of limb, loss of sight, loss of speech, loss of hearing as a result of accident during a journey on public conveyance.
For policy detail, please contact Customer Service Hotline of Aon Hong Kong Limited: 2861 6666 (Monday-Friday 9am to 5:30pm, expect public holidays).
Worldwide Coverage for Online Purchases
In addition to the basic credit card cash rebate, you can earn extra cash rebate5 by registering and spending on designated websites with your ICBC Wise Gold World Mastercard Credit Card.
Simply register at https://mtr.mastercardservices.com/en and link your ICBC Wise Gold World Mastercard Credit Card to earn cash rebates easily when you go shopping. The cash rebate will be shown in the statement. Enjoy your online shopping!
Mastercard Travel & Lifestyle Services
Mastercard Travel & Lifestyle Services provide ICBC Wise Gold World Mastercard Credit Card cardholders with the privileges of many 4-star and 5-star hotels and resorts around the world, as well as providing prestigious privileges such as car rental and air ticket booking etc. to the cardholder6.
- Mastercard Luxury Hotel and Resort Offers: Daily free breakfast, special facilities worth up to USD100, room upgrades and early check-in/late check-out privileges (subject to room availability status)
- Mastercard Lowest Rate Guarantee: If ICBC Wise Gold World Mastercard Credit Card cardholders using Mastercard to book qualified hotel accommodation under "Prepaid Hotel Prices" or "Pay at the Local Hotel Price" through the Mastercard Travel & Lifestyle Services online or the intermediary of the authorized plan, and then find a lower price (excluding taxes and fees) for the same room type, the same hotel, the same date, the same number of children and adults online, Mastercard will refund the difference.
- Car rental discounts﹕Across the world, you can enjoy the quality services and discounts provided by car rental brands such as Sixt, Avis and National on the road.
Exquisite Delicacies
Spend with ICBC Wise Gold World Mastercard Credit Card at numerous selected restaurants/bars in various districts in Hong Kong can enjoy exclusive delicacies offers7. Please visit Mastercard webpage to browse the full list of dining privileges at Hong Kong.
One Dine Free
ICBC Wise Gold World Mastercard Credit Card cardholders book a table through www.onedinesfree.com and enjoy a complimentary main course8 in selected restaurants in Hong Kong and Asia!
Online shopping around the world with more great savings
Online purchase with ICBC Wise Gold World Mastercard Credit Card will enjoy coverage protection9. It provides worldwide coverage for online purchases if:
- The goods were not delivered successfully or were delivered by mistake
- Improperly functioning due to physical damage to delivered item
- Non-delivery of purchase after 30 days of the scheduled delivery
| Summary of Coverage | |
| Insurance Coverage | Maximum Benefit Amount (USD) |
| E-Commerce Purchase Protection | Per Occurrence: 200 Annual Aggregate: 200 |
Travel Insurance
When cardholders purchase their public transportation tickets with their ICBC Wise Gold World Mastercard Credit Card and complete registration, will enjoy the following protection10:
- Medical expenses up (Injury or Sickness) to USD 100,000
- Emergency medical evacuation and repatriation up to USD 100,000
- Hospital daily indemnity up to USD 100 per day (min 3 days, max 15 days)
- Overseas Quarantine allowance up to USD 100 per day (max 14 days)
All of the above services and offers are subject to the relevant terms and conditions. For more information, please call our customer service hotline at 218 95588.
^ICBC Wise Gold World Mastercard Credit Card is only available to invited persons to apply. Principal card applicant of ICBC Wise Gold World Mastercard Credit Card must be Hong Kong resident over 18 years of age and must hold an integrated account of ICBC Wise Gold in ICBC (Asia). ICBC Wise Gold World Mastercard Credit Card in ICBC (Asia) are offered to ICBC Wise Gold customers only . In case of cancellation of the ICBC Wise Gold account in ICBC (Asia), ICBC Wise Gold World Mastercard Credit Card will become invalid, and those exclusive offers that can be enjoyed through the card(s) will also be no longer available.
1To be entitled to the relevant welcome offer, customers are required to make retail spending or cash advance with ICBC Wise Gold World Mastercard Credit Card once within the first 2 months of new card issuance. For details, please refer to Terms and Conditions of the Welcome Offer.
2For details, please refer to Spending Rewards.
3The privileges and services are provided by Dragon Pass, and are subject to its relevant terms and conditions. For the promotion details, please visit the website of Dragon Pass (link to registration page: https://institution.dragonpass.com.cn/icbc-intl/index) or APP. ICBC (Asia) is not the provider of this service and will not be responsible for any related liabilities and obligations.
4This personal accident insurance travelling on public conveyance is applicable to eligible cardholders holding ICBC Wise Gold World Mastercard Credit Card/ ICBC Horoscope Visa Signature Card/ ICBC | LINE FRIENDS Visa Signature Card (CONY card face)/ ICBC Visa Signature Card/ ICBC World Corporate Mastercard/ ICBC UnionPay Diamond corporate card/ ICBC Corporate Mastercard/ ICBC UnionPay Platinum Corporate Card. The above is intended only as a general summary for reference. The above personal accident insurance travelling on public conveyance is a group insurance contract underwritten by AXA Insurance Company Limited (“AXA”) and issued to Industrial and Commercial Bank of China (Asia) Limited as the policyholder. Industrial and Commercial Bank of China (Asia) Limited is not an insurance agent of AXA, and the relevant insurance plan is the product of AXA and not Industrial and Commercial Bank of China (Asia) Limited. Customers are bound by the service terms and policy terms as amended from time to time for this personal accident insurance travelling on public conveyance. All claims, disputes and complaints should be referred directly to AXA. Customers may need to provide personal data or information to AXA or its service provider (whether within or outside HKSAR) for the purpose of provision of the relevant services to the customers. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant group insurance policy. ICBC (Asia) is the policy holder and not the provider of this service and will not be responsible for any related liabilities and obligations. For details, please refer to Travel Insurance Benefit and the Policy.
Aon Hong Kong Ltd (“AON”) is insurance broker for the above group insurance plan and will support customers in inquiries about insurance plans and assist in claim applications.
5The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mtr.mastercardservices.com/en.
6The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://travel.mastercard.com/selector?returnUrl=%2Fhome. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.
7The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/4doVJQc. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.
8The privileges and offers are provided by Mastercard and the merchant partners, and subject to the terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/3LTeLkv. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.
9The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/34RdPwl. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.
10The privileges and offers are provided by Mastercard and the merchant partners, and subject to the relevant terms and conditions. For the promotion details and promotion period, please visit https://mstr.cd/3M0O4LQ. ICBC (Asia) is not responsible for the quality and/or merchantability of the products and/or services provided by Mastercard and/or the merchant partners.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.
