ICBC Visa Business Card - ICBC (Asia)
ICBC Visa Business Card
Make your business trips with more privileges and comfort
ICBC Visa Business Card
Unlimited0.5%
Cash Rebate*
up toUS$ 500,000
Personal Accident Insurance Travelling on Public Conveyance*
*Terms and conditions apply.
Eases Your Business Journey
ICBC (Asia) devotes in providing customers with product innovations and better customer services to grow with the business activities among Hong Kong, mainland China and Macao. With rich experience in cross-border financial service, we offer you a series of comprehensive service and privileges to bring more comforts to your business trips.
Efficiency and Control
Each customer will receive their individual monthly statements and the company will receive consolidated report on monthly basis. With the consolidated report, your company can understand the various spending nature and manage its cost in a better way.
Spending Reward
0.5% cash rebate for local and overseas spending with ICBC Visa Business Card. Rebate amount will be calculated on a monthly basis automatically without any convert changes, it will be credited to the HKD account and shown on the statement1.
Liability Waiver Protection
The company is covered against eligible losses that may arise when the company has reimbursed the cardholder employee, but the cardholder employee has not made payment. Cover is up to HK$190,000 per cardholder and up to HK$12,000,000 per company.2.
For policy details, please contact customer service of AIG Insurance Hong Kong Limited3 by email to cs.hk@aig.com.
Personal accident insurance travelling on public conveyance
ICBC Visa Business Card provides up to US$ 500,000 personal accident insurance4 covering to person insured against accidental death or permanent disablement, loss of limb, loss of sight, loss of speech, loss of hearing as a result of accident during a journey on public conveyance.
For policy detail, please contact Customer Service Hotline of Aon Hong Kong Limited5: 2861 6666 (Monday-Friday 9am to 5:30pm, expect public holidays).
1Cash rebate is not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or commercial internet banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.
2This liability waiver protection insurance is applicable to eligible cardholders holding ICBC Visa Business Card. The above is intended only as a general summary for reference. The above liability waiver protection insurance is a group insurance contract underwritten by AIG Insurance Hong Kong Limited (“AIG”) and issued to the Bank as the policyholder. The Bank is not an insurance agent of AIG, and the relevant insurance plan is the product of AIG and not the Bank. Customers are bound by the service terms and policy terms as amended from time to time for this liability waiver protection insurance. All claims, disputes and complaints should be referred directly to AIG. Customers may need to provide personal data or information to AIG or its service provider (whether within or outside HKSAR) for the purpose of provision of the relevant services to the customers. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant group insurance policy. The Bank is the policyholder and not the provider of this service and will not be responsible for any related liabilities and obligations. In the event of any discrepancy between the English and Chinese version of this document, the English version shall prevail.
3Aon Hong Kong Ltd (“AON”) is insurance broker for the above group insurance plan.
4This personal accident insurance travelling on public conveyance is applicable to eligible cardholders holding ICBC Visa Business Card. The above is intended only as a general summary for reference. The above personal accident insurance travelling on public conveyance is a group insurance contract underwritten by AXA Insurance Company Limited (“AXA”) and issued to Industrial and Commercial Bank of China (Asia) Limited as the policyholder. Industrial and Commercial Bank of China (Asia) Limited is not an insurance agent of AXA, and the relevant insurance plan is the product of AXA and not Industrial and Commercial Bank of China (Asia) Limited. Customers are bound by the service terms and policy terms as amended from time to time for this personal accident insurance travelling on public conveyance. All claims, disputes and complaints should be referred directly to AXA. Customers may need to provide personal data or information to AXA or its service provider (whether within or outside HKSAR) for the purpose of provision of the relevant services to the customers. The scope of coverage, exclusions, indemnity limits and compensation are subject to the detailed terms and conditions of the relevant group insurance policy. ICBC (Asia) is the policy holder and not the provider of this service and will not be responsible for any related liabilities and obligations. For details, please refer to Travel Insurance Benefit and the Policy.
5Aon Hong Kong Ltd (“AON”) is insurance broker for the above group insurance plan and will support customers in inquiries about insurance plans and assist in claim applications.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.
