Note:

- Interest will be calculated on the basis of actual number of days elapsed and 365-day year (including leap years). The interest will be debited from the account at every month end.

- The above figure is for reference only. The actual repayment liability depends on the actual terms of each borrowing arrangement.

Reminders about Responsible Borrowing

- Customer should have a clear understanding of his/her financial condition, daily expenses, and actual borrowing needs.

- Customer should assess his/her repayment ability and avoid over-borrowing.

- Customer should repay any outstanding balance on time to avoid late payment charges and additional overdue/overlimit interest charged by the Bank.

- To borrow or not to borrow? Borrow only if you can repay!