Rewards include “e-Age Banking” Account and “Integrated Account” Account Opening Reward up to HK$600 free credit card spending limit; each eligible Customers who enter the designated promotion code (“15NG”) on the account opening page can enjoy an additional HK$30 Cash Rebates and Credit Card Welcome Reward up to equivalent value of HK$950. There are 4,000 quotas for HK$30 Cash Rebates. Quotas are limited and are given on a first-come-first-served basis while stocks last.

The preferential interest rate as referred to the above is based on the interest rates (p.a.) announced by the Bank as of 2 October 2025 and is for reference only. The interest rates maybe subject to revision as per prevailing market conditions. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed. Eligible Customers are required to submit the ”New Customer Account Opening” application and successfully open the Integrated Account via the Mobile Banking on during the Promotion Period; And have never successfully opened or held the Integrated Account of the Bank before the Promotion Period; And required to open an “Consolidate Investment Account” via the Mobile Banking or Internet Banking during the promotion period to enjoy the “e Deposit” preferential interest rate. The Bank reserves the final right to interpret the definition of Eligible Customers. And the Bank may revoke preferential rates and claim interest differences if the “Consolidate Investment Account” is not opened by the end of the promotion period.