New Customer Account Opening Reward - ICBC (Asia)
Reach Higher, See Further
Be Wealthier
Account opening welcome reward up to HK$24,000 free credit card spending limit
Leveraging the strong backing of ICBC Group and our professional wealth management expertise, ICBC (Asia) provides comprehensive financial solutions for both local and cross-border needs. From investment planning, remittance and payments to Greater Bay Area services, we offer an all-inclusive solution to help you efficiently manage your accounts and take your wealth to the next level. During the promotion period, new customers can enjoy account opening and Mobile Banking Login welcome offers!
“Wise Gold” Account and “Elite Club Account” Account Opening Reward
Promotion period: 1 January 2026 to 31 March 2026 (Both dates inclusive)
New customer who opens the designated account and fulfills the reward requirements can enjoy up to HK$24,000 free credit card spending limit!
| Account segment | Reward Requirement 1: Designated average daily Total Liquid Assets1 for the first 3 months after account opening | + | Reward Requirement 2 & 3 | = | Free credit card spending limit2 |
| “Wise Gold” Account | HK$8,000,000 or above | HK$24,000 | |||
| HK$5,000,000 - below HK$8,000,000 | HK$15,000 | ||||
| HK$3,000,000 - below HK$5,000,000 | HK$11,000 | ||||
| “Elite Club Account” Account | HK$1,500,000 - below HK$3,000,000 | HK$5,000 | |||
| HK$800,000 - below HK$1,500,000 | HK$1,500 |
Reward requirement 2: Select one of the following wealth management products and complete one eligible transaction with transaction amount HK$100,000 or above (or its equivalent)3
- Investment Fund Subscription
- Currency Linked Contract5
- Structured Deposit6
- Buy/ sell Stocks
- Investment Fund Transfer In
- FX Trading
Reward requirement 3: New “Wise Gold” account customers need to apply/held ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card / ICBC Wise Gold Credit Card - World Mastercard successfully; new “Elite Club account” customers need to apply/held ICBC “Elite Club” Mastercard Card successfully.
Mobile Banking Login Welcome Reward
Promotion period: 1 January 2026 to 31 March 2026 (Both dates inclusive)
New customer who opens a "Wise Gold" Account, "Elite Club Account", "e-Age Banking" Account, or "Integrated Account" during the Promotion Period, and log in to mobile banking once in the account opening month and each of the following two months to enjoy a HK$100 cash reward. Limited quota, first-come-first-served, while stocks last.
The above offers are subject to Terms and Conditions. For details, please click here.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Don’t lend or sell your account. Don’t risk your future for quick money.
Investment involves risk; The above offers are subject to Terms and Conditions.
“Private Bank” Account Opening Reward
Promotion period: 1 April 2025 to 31 March 2026 (Both dates inclusive)
Industrial and Commercial Bank of China (Asia) customer who opens Private Bank account and fulfills the following requirements can enjoy up to HK$45,000 rewards4!
| Requirement 1: Maintain average “Private Bank” Account TLA during the designated calculation period | Rewards of cash value |
| HK$20,000,000 or above | And fulfill Requirement 2., 3. and 4. to receive total rewards of HK$45,000 |
| And fulfill Requirement 3. and 4. to receive total rewards of HK$35,000 | |
| HK$8,000,000 or above | And fulfill Requirement 2., 3. and 4. to receive total rewards of HK$35,000 |
| Requirement 3. and 4. to receive total rewards of HK$25,000 |
Requirement 2: Completes any of the following “Private Bank” eligible transaction(s) with accumulated amount of HK$5,000,000 or above
- investment fund subscription
- currency linked contract subscription5
- buy/sell stocks
- FX trading
- buy/sell bonds
Requirement 3: Opens consolidated investment account of Industrial and Commercial Bank of China (Asia) Limited
Requirement 4: Successfully applies for Private Banking ICBC ESSENCE Card credit card
Enjoy 2% unlimited cash rebate and many more privileges
The above offers are subject to Terms and Conditions. Please click here for details.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our bank.
Don’t lend or sell your account. Don’t risk your future for quick money.
Investment involves risk; The above offers are subject to Terms and Conditions.
“e-Age Banking” Account and “Integrated Account” Account Opening Reward
Promotion period: 1 January 2026 to 31 March 2026 (Both dates inclusive)
New customers, who open “e-Age Banking” Account or “Integrated Account”, successfully applied/ held ICBC Credit Card, and fulfill the reward requirements, can enjoy up to HK$600 free credit card spending limit:
| Reward Requirements | Free credit card spending limit |
| Maintain HK$100,000 or above average daily Total Liquid Assets for the first 3 months after account opened | HK$500 |
| Agree to receive the Bank’s SMS or email marketing promotions of all products (including deposits, loan, insurance, investment and credit card) when opening an account and maintain until reward period | Extra HK$100 |
Mobile Banking Login Welcome Reward
Promotion period: 1 January 2026 to 31 March 2026 (Both dates inclusive)
New customer who opens a "Wise Gold" Account, "Elite Club Account", "e-Age Banking" Account, or "Integrated Account" during the Promotion Period, and log in to mobile banking once in the account opening month and each of the following two months to enjoy a HK$100 cash reward. Limited quota, first-come-first-served, while stocks last.
The above offers are subject to Terms and Conditions. For details, please click here.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Don’t lend or sell your account. Don’t risk your future for quick money.
Investment involves risk; The above offers are subject to Terms and Conditions.
Remarks:
Average Daily Total Liquid Assets (TLA) includes all deposit balances and the market value of investments in the Bank. For sole-name account holders, the deposit balances and the market value of investments of their other joint-name account(s) will also be counted. TLA of joint-name account will be counted as the TLA of the primary account holder only.
“Wise Gold” Account Account Opening Welcome Reward will be offered through free credit card spending limit under the ICBC Wise Gold Dual Currency Credit Card - UnionPay Diamond Card / ICBC Wise Gold Credit Card - World Mastercard; “Elite Club” Account Account Opening Welcome Reward will be offered through free credit card spending limit under the ICBC "Elite Club" Mastercard Card.
Eligible Transaction includes (1) Investment Fund Subscription (Only applicable to lump sum fund subscription with subscription fee high than or equal to 0.6%. Not applicable to money market fund transaction, fund switching, fund redemption and Fund Monthly Saving Plan subscription.), or (2) Currency Linked Contract, or (3) Structured Deposit, or (4) Buy/sell stock, or (5) Investment Fund Transfer in, or (6) FX Trading. For the details of the definition of eligible transaction, please refer to the relevant terms and conditions.
Reward will be offered through free credit card spending limit under the Private Banking ICBC ESSENCE Card credit card.
Currency Linked Contract is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
Structured Deposit is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
“ICBC (Asia)” or “The Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.