Mobile Banking “e-Account Express” Service - ICBC (Asia)

Offers are subject to Terms and Conditions. Please click here for details.

Remarks:

The Promotion is only applicable to the customers who fulfill the following requirements (“Eligible Customers”):
a. the Bank’s Personal Mobile Banking customers of Industrial and Commercial Bank of China (Asia) Limited who hold Industrial and Commercial Bank of China (“mainland ICBC” or “ICBC”) Debit Card, Credit Card or Current Account; And
b. Add Same-name mainland ICBC debit card(s), credit card(s) or current account(s) via ICBC (Asia) Personal Mobile Banking Application. The Bank reserves the final right to interpret the definition.
Eligible customers who add Same-name mainland ICBC debit card(s), credit card(s) or current account(s) via ICBC (Asia) Personal Mobile Banking Application can enjoy “Mobile Banking e- Account Express Service Promotion - Inward Remittance with No Handling Charge”​.

During the Promotion Period, handling valid remittance from branches of ICBC within Mainland China and overseas to personal account of ICBC (Asia), each Eligible Customer can enjoy waived fee of Inward Remittance. The currency of Inward Remittance should be supported by ICBC (Asia).

The offer is applicable to the basic handling fee of Inward Remittance by Eligible Customers. It does not apply to other remittance charges (such as correspondent bank charge) and any other charges and fees.

Eligible Customers must add and hold at least one Same-name mainland ICBC accounts when the Bank credits the offer to Eligible Customers. Customers will not enjoy the offer if delete all Same-name mainland ICBC accounts.

Inward Remittance service is subject to relevant terms and conditions. For details, please refer to the relevant terms and conditions published on ICBC and ICBC (Asia) website.

The handling charge of ICBC's overseas branches is determined by the locations involved. Please contact the remitting bank for enquiry.

Settlement day means Monday to Friday, excluding public holiday. For the personal banking customers who remit funds to receiving branches of ICBC (Asia). Actual fund reaching time may be affected by factors below, including but not limited to:
a. Accuracy and completeness of the remittance information provided by the client; And
b. Actual operation and processing of fund remitting bank in respective countries, including foreign exchange control, laws and regulations restrictions, holiday and non-business hours, etc; And
c. Computer system failure or severe weather, etc.
The Bank shall not be responsible for any liabilities caused by any delay howsoever caused.

Services and products are subject to Terms and Conditions. Please click here for details.

Risk Disclosures:

Currency conversion: The value of your foreign currency will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to foreign currency, you may suffer loss in principal.

Risks relating to RMB: The Chinese Renminbi is currently a restricted currency. Due to the exchange controls and/or restrictions which may be imposed by the PRC government on the convertibility or utilization of RMB from time to time, there is no guarantee that disruption in the transferability, convertibility or liquidity of RMB will not occur. There is thus a likelihood that you may not be able to convert the Chinese Renminbi received into other freely convertible currencies.

Offshore Deposits (“The Chinese Mainland Account Deposits”) are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong.

Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
Services and offers are subject to Terms and Conditions. For details, please refer to the relevant terms and conditions on the ICBC (Asia) website.

Offers are subject to Terms and Conditions. Please click here for details.

Remarks:

The Promotion is only applicable to the customers who fulfill the following requirements (“Eligible Customers”):
a. the Bank’s Personal Mobile Banking customers of Industrial and Commercial Bank of China (Asia) Limited who hold Industrial and Commercial Bank of China (“mainland ICBC” or “ICBC”) Debit Card, Credit Card or Current Account; And
b. Add Same-name mainland ICBC debit card(s), credit card(s) or current account(s) via ICBC (Asia) Personal Mobile Banking Application. The Bank reserves the final right to interpret the definition.
Eligible customers who add Same-name mainland ICBC debit card(s), credit card(s) or current account(s) via ICBC (Asia) Personal Mobile Banking Application can enjoy “Mobile Banking e-Account Express Service Promotion - Online 30% FX Spread Discount Rewards”.

The Promotion is only applicable to Eligible Transactions. Eligible Transactions are defined as conducting real-time currency exchange successfully via Mobile Banking “Foreign Exchange” and “Currency Trading” function within the Promotion Period. Eligible currencies include CNY, GBP, USD, CHF, JPY, CAD, AUD, EUR, NZD in the “Promotion”. Beneficiary A/C Type is limited to your registered account.

When Eligible Customers conduct an Eligible Transaction, the discount will be automatically applied as the exchange rate upfront. The discounted exchange rate must be shown on the screen at the time of the transaction and confirmed by the Eligible Customers on the “Confirmation” page in order for a transaction to qualify for the offer. The Bank will not perform any subsequent rebate afterwards.

“Mobile Banking e-Account Express Service Promotion - Online 30% FX Spread Discount Rewards” Promotion refers to reduction of 30% on sales margin normally charged for FX transaction by the Bank. Other mark-up applied to the exchange rate for operational reasons however will not be waived．

Eligible Customers must add and hold at least one Same-name mainland ICBC account when the Bank credits the offer to Eligible Customers. Customers will not enjoy the offer if delete all Same-name mainland ICBC accounts.

Services and products are subject to Terms and Conditions. Please click here for details.

Risk Disclosures:

Currency conversion: The value of your foreign currency will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to foreign currency, you may suffer loss in principal.

Risks relating to RMB: The Chinese Renminbi is currently a restricted currency. Due to the exchange controls and/or restrictions which may be imposed by the PRC government on the convertibility or utilization of RMB from time to time, there is no guarantee that disruption in the transferability, convertibility or liquidity of RMB will not occur. There is thus a likelihood that you may not be able to convert the Chinese Renminbi received into other freely convertible currencies.

Offshore Deposits (“The Chinese Mainland Account Deposits”) are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong.

Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
Services and offers are subject to Terms and Conditions. For details, please refer to the relevant terms and conditions on the ICBC (Asia) website.