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Mobile Banking
ICBC Mobile Banking supports iPhone/Android Apps. It offers you a comprehensive range of banking and securities services with user-friendly interface, allowing you to manage your wealth without time and geographical limits. For details, please see the following descriptions. 1. Advantages of Brand New Mobile Banking
- Support intra/inter-bank transfer in real time, beneficiary account addressing and electronic direct debit authorization setup via “FPS Services”
- Provide an open platform for intelligent financial services by five sections, including "Service", "Investment", "My Life”, "Message" and "Me".
- Functions at a glance. The required information and banking services can be found easily.
- Modern design, Uniform style, Clear presentation, Simple to use
- Support personalized settings. Customers can enjoy unique experience by uploading their own profile pictures and customizing their main menu at their wish.
- Support the sharing of ICBC(Asia) mobile banking download path to popular social platforms, which strengthening the interaction with friends and relatives.
- Receive the latest bank product, credit card promotional offers and financial information through the "Message" without logging into our mobile banking.
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2. Overview of ICBC Mobile Banking
| Function |
Description |
All users | ICBC Customers |
| FPS Services |
•FPS Service transfer payment
•Addressing Service for FPS fund collection
•Set Up Electronic Direct Debit Authorization |
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✔ |
| Touch ID Login Service # |
• Using fingerprint authentication as an alternative on password to access mobile banking |
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| Face ID Login Service+ |
•Using facial recognition as an alternative on password to access mobile banking | |
✔ |
| Securities* |
•Support HK Stocks and SHHK/SZHK Stock Connect
•Buy/Sell Stock
•Stock Quote(Real-time and Delayed)
•Amend/Cancel Order
•Last 10 days securities order status enquiry
•Last 60 days securities transaction history enquiry
•Investment summary enquiry
•Margin account transfer
•Register CNY settlement account
•Apply for Northbound Trading Services |
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✔ |
| Application Centre |
•Apply Flexi Plus and Integrated Accounts
•FX Plus/Margin FX & Precious Metal Trading Account Opening
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✔ |
| Currency Trading* |
• Offer the most popular currencies for trade, including GBP, CNY，EUR，AUD，CAD，JPY，SGD，NZD，CHF and USD |
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✔ |
| Funds* |
• Fund Subscription/Switching/Redemption
•Monthly Saving Plan Application and Summary |
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✔ |
| Margin FX&Precious Metal* |
•Offers foreign exchange and precious metal margin trading services |
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✔ |
| My Portfolio * |
• Account details of Deposit, Credit Card, Investment and Loan
• Previous 365 days deposit account enquiry |
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✔ |
| Transfer&Remittance |
•Local Bank Transfer: transfer fund to own accounts and other bank’s accounts
•Other Region Remittance: Remit money to other regions’ account by Telegraphic Transfer or ICBC Express
•Transfer/Remit fund to my registered third-party accounts
•Transfer/Remittance Instruction Enquiry: Instant or scheduled transaction enquiry*
• Preset your scheduled transfer up to 90 calendar days*
• Small-value Fund Transfer service*
•Flexi Plus Transfer*
•QR Code Transfer* |
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✔ |
| ICBC EXPRESS |
•Transfer to other accounts within ICBC Group
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✔ |
| Precious Metal* |
•Paper Gold Scheme
•Paper Silver Scheme
•Paper Platinum Scheme
•Paper Palladium Scheme |
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✔ |
| Credit Card |
•Accounts Enquiry
•Transactions enquiry
•Credit Card Payment
•Credit Limit Adjustment Service |
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✔ |
| Mobile Payment * |
•Credit Card Payment Services |
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✔ |
| ICBC(Asia) Cardless Withdrawal * |
•ATM Cardless Withdrawal Service |
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✔ |
| Flexi Plus* |
•Apply Flexi Plus Account
•Flexi Plus Transfer
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✔ |
| Time Deposit |
•Open Time Deposit
• Time Deposit Summary
•Time Deposit Withdrawal
•Maturity Instruction Amendment
•Time Deposit Renewal |
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✔ |
| Bill Payment |
•Government
•Utilities
•Credit Cards
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✔ |
| Insurance |
•Insurance Account Summary
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✔ |
| Log Query |
• Transaction activities enquiry
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✔ |
| News |
•Latest News of the Bank
| ✔ |
✔ |
| Branches |
•Branches network Enquiry
| ✔ |
✔ |
| Contact |
•Call us
•Terms and Conditions
•Privacy Statement and Responsibility Statement
•FAQ
| ✔ |
✔ |
| Time Deposit Rate Inquiry |
•Time Deposit Interest Rate (HKD)
•Time Deposit Interest Rate (Foreign Currencies)
| ✔ |
✔ |
| Exchange Rate Inquiry |
•Exchange Rate (HKD Based)
•Exchange Rate (USD Based)
| ✔ |
✔ |
| Message* |
•New Products Delivery
•Stock Express
•Credit Card Merchant Offers
| ✔ |
✔ |
| Share* |
•Share the App download function to social platforms
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✔ |
+Face ID login service is for use only on Apple iPhone X or later iPhone models. This service is not applicable for Android Devices.
#The Touch ID/Fingerprint Login service is available on Apple iPhone 5s or later iPhone models with an operating system of iOS7 or above, or on Android phones with fingerprint recognition sensors and an operating system of android 6.0 or above.
*This function is only applicable to iPhone/Android App
3. Login to ICBC Mobile Banking
You can search "ICBC" through Apple App Store/Google Play or scan the QR Codes below to download "ICBC Mobile Banking".
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| Android
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iPhone
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4. Recommended Operation System and Browsers
-Apple iOS 6.0 or more updated versions (Default Browser)
-Android 4.0 or more updated versions (Default Browser)
Note: As there are some differences in browser specifications, some models may not be compatible with the service even they run on the above-mentioned operation systems, and the webpage display of some handset models may result in different layout. ICBC (Asia) will update the system regularly in order to support more models.
5. Risk Disclosure and Reminder
- Investment involves risk and the prices of securities and derivatives products fluctuate. The prices of securities may move up or down, sometimes dramatically, and may become valueless.
- It is as likely that loss will be incurred rather than profit made as result of buying and selling investment. Past result should not be taken as indication of future performance.
- The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account.
- Before making investment decision, you should thoroughly study the offering documents; the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investment are suitable for your particular investment needs.
- You shall seek independent professional advice on legal, tax, financial and other issues in connection with the investment if necessary.
- Keep your password secure and secret at all times, and change your password periodically.
- Please safeguard your password, or you may suffer loss of personal information or assets.
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Download the ICBC (Asia) App
Search "ICBC Mobile Banking” at iPhone App Store or Google Play for free download.
If your Android device does not have Google Play, please click here to download.
Download the ICBC(Asia) eVideo App
Search "ICBCASIA eVideo" at iPhone App Store or Google Play for free download.
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