ICBC "Elite Club" Mastercard

ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card are applicable to Elite Club customers only^.

^ Principal card applicant of ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card must be Hong Kong resident over 18 years of age and must hold an integrated account of ICBC (Asia) “Elite Club”. ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum Card are offered to ICBC (Asia) “Elite Club” customers only. In case of cancellation of the ICBC (Asia) “Elite Club” account, ICBC “Elite Club” Mastercard World Card and / or ICBC "Elite Club" Mastercard Platinum Card will become invalid, and those exclusive offers that can be enjoyed through the card(s) will also be no longer available. Please note that the ICBC “Elite Club” Mastercard World Card is only available to invited persons to apply.

Welcome Offer

New customers who successfully apply for ICBC“Elite Club”Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card can enjoy HK$300 Free Credit Card Spending Limit1.

1. To be entitled to the relevant welcome offer, customers are required to make retail spending or cash advance with ICBC“Elite Club”Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card once within the first 2 months of new card issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

Spending Reward

Enjoy 3X reward 2(equivalent to 3X bonus point or 1.5% cash rebate ) for local and overseas spending with ICBC ”Elite Club” Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card.

ICBC “Elite Club” Mastercard World Card customers have a chance to enjoy up to 1.8% cash rebate (or bonus point equivalent to 1.8% cash rebate)2,3. In addition to the existing 3X reward 2 (equivalent to 3X bonus point or 1.5% cash rebate), ICBC “Elite Club” Mastercard World Card customers who reached a total annual spending of HK$200,000 or above can enjoy an extra 0.3% cash rebate (or bonus point equivalent to 0.3% cash rebate)2,3,on the spending in that year.

Example:

Total annual spending made by ICBC “Elite Club” Mastercard World Card customers Customer who selects cash rebate as the spending reward Customer who selects bonus point as the spending reward
1.5% cash rebate Extra 0.3% cash rebate 3X bonus point Bonus point equivalent to extra 0.3% cash rebate
HK$230,000 HK$3,450
(HK$230,000 x 1.5%)
HK$690
(HK$230,000 x 0.3%)
690,000 points
(HK$230,000 x 3+)
138,000 points
(HK$230,000 x 0.3% x 200#)

+HK $ 1 spending = 1 point; 3x bonus point is 690,000 points (HK $ 230,000 x 3)
#200 bonus points = HK$1 cash rebate

2.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited ("ICBC (Asia)") may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, Mastercard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, canceled, refunded or not authorized are not eligible to the rewards.

3.Customer accumulated HK$200,000 or above (“Accumulated Annual Spending”) from 1 January 2022 to 31 December 2022 (both days inclusive) from local and/or overseas retail spending transactions will receive an extra 0.3% cash rebate, a total of 1.8% cash rebate. Accumulated Annual Spending is calculated based on the transaction date. The reward is calculated on a calendar year basis (i.e. from 1 January to 31 December). The reward will be posted to the principal card cardholder’s Hong Kong Dollar account of the card by 28 February 2023.

Worldwide Coverage for Online Purchases 4

Online purchase with ICBC “Elite Club” Mastercard World Card or ICBC "Elite Club" Mastercard Platinum Card can enjoy coverage protection. It provides worldwide coverage for online purchases if:

  • The goods were not delivered successfully or were delivered by mistake
  • Improperly functioning due to physical damage to delivered item
  • Non-delivery of purchase after 30 days of the scheduled delivery Summary of Coverage
Summary of Coverage
Insurance Coverage Maximum Benefit Amount (USD)
E-Commerce Purchase Protection Per Occurrence: 200
Annual Aggregate: 200

4. Promotion period is valid from 5 July 2021 till 31 March 2022 (both days inclusive). The service is provided by Mastercard and is subject to the relevant terms and conditions. For the insurance coverage, exemptions, relevant terms and conditions, please refer to the webpage: https://mstr.cd/3gATtdw. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

MasterCard Priceless TM Privileges5

ICBC “Elite Club” Mastercard World Card and ICBC "Elite Club" Mastercard Platinum cardholders can enjoy the selected priceless privileges of dining, shopping, entertainment, travelling, sports, culture and art from Mastercard locally and around the world, which bring excitement to you.

5.The service is provided by Mastercard and is subject to the relevant terms and conditions, please refer to the website for details: https://specials.priceless.com/en-hk/homepage. ICBC (Asia) is not responsible for the quality of products and services provided by Mastercard and the participating merchant(s), and the participating merchant(s) will be legally responsible for all products and services. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to revise the offer and the terms and conditions at any time without prior notice. ICBC (Asia), Mastercard and the participating merchant(s) reserve the right to make the final decision in the event of any dispute.

Mastercard Contactless Payment Function

Use the card to spend at any terminal with Mastercard Contactless payment function, and you can pay with one tap, making the payment convenient and quick.

All of the above services and offers are subject to the relevant terms and conditions.

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