Wise Gold Customer Promotion - ICBC (Asia)

Wise Gold Customer Promotion

Open account to enjoy HK$22,000 free credit card spending limit

Wise Gold Customer Promotion
Wise Gold Customer Promotion

Manage your wealth, believe in future

ICBC (Asia) “Wise Gold” Account provides you with all-rounded personalized wealth management service. Dedicated Relationship Manager will handle your bespoke wealth management plan in line with the all-in-one account management and exclusive privileges, deliver an extraordinary experience to you.
During the promotion period, new customer who upgrades to “Wise Gold” customer can enjoy up to HK$22,000 free credit card spending limit.

“Wise Gold” Account Opening Reward

Promotion Period: 1 April 2025 to 30 June 2025 (both dates inclusive)


New Customer Welcome Offer

New “Wise Gold” customer who fulfills reward requirements below can enjoy up to HK$22,000 free credit card spending limit!

Reward Requirement 1: Designated average daily Total Liquid Assets1 for the first 3 months after account opening + Reward Requirement 2 & 3 = Free credit card spending limit2
HK$8,000,000 or above HK$22,000
HK$5,000,000 to below HK$8,000,000 HK$14,000
HK$3,000,000 to below HK$5,000,000 HK$10,000

Reward requirement 2: Select one of the following wealth management products and complete one eligible transaction with transaction amount HK$100,000 or above (or its equivalent)3

  1. Investment Fund Subscription
  2. Currency Linked Contract4
  3. Structured Deposit5
  4. Buy/ sell Stocks
  5. Investment Fund Transfer In
  6. FX Trading

Reward requirement 3: Successfully applied/ held ICBC Wise Gold World Mastercard Credit Card


Existing Customer Upgrade Offer

Existing customer who upgrades to “Wise Gold” customer with below increment on the designated average daily Total Liquid Assets1 for the first 3 months after account opening, can enjoy up to HK$4,000 free credit card spending limit!

Increment on Designated Average Daily Total Liquid Assets Free credit card spending limit
HK$3 million or above HK$4,000
HK$1.5 million - HK$3 million below HK$2,000

The above offers are subject to Terms and Conditions. Please click here for details.

Hong Kong Dollar Saving and Fixed Deposit Preferential Rates

“Wise Gold” customer can enjoy below preferential Hong Kong Dollar Saving Rates:

Account Balance Preferential Interest Rate (p.a.)
HK$8,000,000 or above Prevailing Savings Interest Rate + 0.155%
HK$3,000,000 to below HK$8,000,000 0.105%
HK$800,000 to below HK$3,000,000 0.070%
HK$100,000 to below HK$800,000 0.020%

ICBC Wise Gold World Mastercard Credit Card

“Wise Gold” Account customer can enjoy the exclusive ICBC Wise Gold World Mastercard Credit Card welcome offers upon successful credit card application.

ICBC Wise Gold World Mastercard Credit Card

Welcome Offer6

From 1 April 2025 to 31 December 2025 (both dates inclusive), customers can enjoy welcome offer HK$300 Free Credit Card Spending Limit by making retail spending or cash advance with ICBC Wise Gold World Mastercard Credit Card once within the first 2 months of new card issuance.


Spending Reward Unlimited 2% Cash Rebate7

2% cash rebate (equivalent to 4X bonus point) for local and overseas spending with ICBC Wise Gold World Mastercard Credit Card. Rebate amount will be calculated on a monthly basis automatically without any convert changes, it will be credited to the HKD account and shown on the statement.


Designated Airport / High Speed Rail Lounge Services around the world provided by DragonPass8

From 1 April 2025 to 31 December 2025 (both dates inclusive), ICBC Wise Gold World Mastercard Credit Card customers can enjoy designated airport and high speed rail lounge services provided by DargonPass, The service scope covers over 140 countries and regions, including the Chinese mainland, Hong Kong, Macau and western countries.


  • Cardholder can enjoy unlimited designated airport and high speed rail lounge services provided by DargonPass.
  • Companion of the cardholder can use the lounge at the designated airport up to 10 times or use the high speed rail lounge 20 times for free throughout the year.

The cardholder can access the relevant information for airport or high speed rail lounge service via website of Dragon Pass or APP, including service network for the lounge, location direction etc.



The above credit card service and privileges are subject to the applicable terms and conditions announced by ICBC (Asia) Limited (“ICBC (Asia)” or “The Bank”)and Mastercard from time to time. For more details, please refer to relevant credit card terms and conditions or call the customer hotline (852) 2189 5588 for enquiry.

Open the account now to enjoy the prestigious service!

Customer with newly opened “Wise Gold” account can enjoy service fee9 waiver privilege from 1 April 2025 to 31 December 2026.


For any enquiry, please welcome to call our customer hotline (852) 2189 5588 or visit the branches of ICBC (Asia).



Remarks:

1

Average Daily Total Liquid Assets (TLA) includes all deposit balances and the market value of investments in the Bank. For sole-name account holders, the deposit balances and the market value of investments of their other joint-name account(s) will also be counted. TLA of joint-name account will be counted as the TLA of the primary account holder only.

2

Rebates will be offered through free credit card spending limit under the ICBC Wise Gold World Mastercard Credit Card.

3

Eligible Transaction includes (1) Investment Fund Subscription (Only applicable to lump sum fund subscription with subscription fee high than or equal to 0.5%. Not applicable to money market fund transaction, fund switching, fund redemption and Fund Monthly Saving Plan subscription.), or (2) Currency Linked Contract, or (3) Structured Deposit, or (4) Buy/sell stock, or (5) Investment Fund Transfer in, or (6) FX Trading. For the details of the definition of eligible transaction, please refer to the relevant terms and conditions.

4

Currency Linked Contract is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.

5

Structured Deposit is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.

6

Welcome offer is valid for successful application from 1 April 2025 to 31 December 2025. Successful applicant of Principal ICBC Wise Gold World Mastercard Credit Card is required to spend or cash advance once within the first 2 months of card issuance. Existing ICBC credit cardholders or who have cancelled any ICBC credit cards (including co-branded cards) in the past 6 months will not be eligible for the welcome gift.

7

Cash rebate or bonus point is not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Mastercard and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

8

The privileges and services are provided by Dragon Pass, and are subject to its relevant terms and conditions. For the promotion details, please visit the website of Dragon Pass or APP. ICBC (Asia) is not the provider of this service and will not be responsible for any related liabilities and obligations.

9

For the details of “Wise Gold” service charges, please refer to the Services Charges of the Bank.


Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Don’t lend or sell your account. Don’t risk your future for quick money.
Investment involves risk. The above offers are subject to Terms and Conditions.


“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.