Tertiary Students New Account Opening Reward and Exclusive Wealth Privileges
Tertiary Students New Account Opening Reward and Exclusive Wealth Privileges
Tertiary Student Finance starts here!
Receive HK$200 rewards 1,2! upon completion of an Integrated Wealth Management Account #opening as a tertiary student! You can also enjoy Exclusive Wealth Privileges including Preferential Savings and Time Deposit Interest Rates, 30% off on Currency Exchange and Same-name Account Remittance Fee Waivers3!
Promotion period: 1 July 2026 to 31 Dec 2026 (Both dates inclusive)
Are you ready for your university life? ICBC (Asia) provides comprehensive financial support for you! Now, open any Integrated Wealth Management Account # via our branch or Mobile Banking "New Customer Account Opening" and maintain a minimum initial deposit of HK$1,000 or equivalent, you will be receiving HK$100 coffee voucher 1 ! Log in to mobile banking once in the account opening completion month and each of the following two months to enjoy additional HK$100 cash reward 2. You can also enjoy Exclusive Wealth Privileges including Preferential Savings and Time Deposit Interest Rates, 30% off on Currency Exchange, and Same-name Account Remittance Fee Waivers 3!
Tertiary Students Account Opening Welcome Reward1
- Open an account: Open any Integrated Wealth Management Account via our branch or Mobile Banking "New Customer Account Opening".
- Deposit funds: Maintain a minimum initial deposit of HK$1,000 or equivalent.
- Get your voucher: Present valid local tertiary student ID or enrollment proof at our branch to receive HK$100 coffee voucher 1upon completion of account opening.
Mobile Banking Login Welcome Reward2
- Log in to mobile banking once in the account opening completion month and each of the following two months to enjoy a HK$100 cash reward2. The quota is limited to 2,500 on a first come, first served basis.
Tertiary Students Exclusive Wealth Privileges3
- Exclusive Wealth Privileges including Preferential Savings and Time Deposit Interest Rates, Currency Exchange Offer, and Same-name Account Remittance Fee Waivers.
1.Preferential Deposit Interest Rates
- Flexi Plus Savings Deposit: Deposit funds into the “Flexi Plus Savings Deposit” savings account via Internet Banking or Mobile Banking can enjoy the Preferential Saving Account Interest Rate.
- Time Deposit Interest Rate: Open a time deposit via Internet Banking or Mobile banking can enjoy the same preferential annual interest rate as Wise Gold Accounts. The minimum deposit amount for this offer is HKD50,000/ USD15,000/ RMB50,000; Or open an “Integrated Account” via the "New Customer Account Opening" function and set up a 3-month HKD time deposit via the “e Deposit” function to enjoy the New Customer“e-Deposit” Preferential Interest Rate.
2.Currency Exchange Offer
- Conduct designated currency exchange transactions via the “Foreign Exchange Trading” function of the Bank’s Personal Mobile Banking / Internet Banking can enjoy a 30% discount on foreign exchange bid-offer spreads.
3.Same-name Account Remittance Fee Waiver Offer
- Outward remittance handling fee waiver: Outbound remittance handling fee waiver for transactions in HKD, USD and RMB via “ICBC Express” of Mobile Banking. The fees waiver also apply for RMB remittances made to same-name account of customers with Industrial and Commercial Bank of China (ICBC) in mainland China.
- Inward remittance handling fee waiver: For point-to-point ICBC Express Remittance inflows processed by ICBC mainland China, the inward remittance handling fee is waived.
Remarks：
"Tertiary Students Account Opening Welcome Reward" ("Tertiary Students Welcome Reward") is valid from 1 July 2026 to 31 December 2026 with both dates inclusive (the "Tertiary Students Welcome Reward Promotion Period"). Only new customers ("New Customers") are eligible for Tertiary Students Welcome Reward. “New Customer” refers to customer who has not held any account in sole name or joint name (except those who has only credit card account) with the Bank in the 12 months prior to the account opening date. The Bank reserves the final right to interpret the definition of New Customer. Each New Customer can only enjoy Tertiary Student Welcome Reward once. Joint-name account will be counted as one account for one Tertiary Students Welcome Reward only. Reward will be received by primary account holder. New Customer must fulfill the following requirements (“Tertiary Students Account Opening Welcome Reward Eligible Customer”) at the same time to enjoy HK$100 coffee voucher. This offer is only applicable to full-time students of universities / post-secondary institutions in Hong Kong. (1) Aged 18 or above at the time of account opening; and (2) Successfully open any new Integrated Wealth Management Account (including "Wise Gold Account”, "Elite Club Account”, "e-Age Banking Account", and Integrated Account); and (3) Present valid full-time student ID or enrollment proof from universities or post-secondary institutions in Hong Kong at any ICBC (Asia) branch during Tertiary Student Welcome Reward Promotion Period; and (4) Maintain a minimum deposit of HK$1,000 or equivalent in the account.
“Mobile Banking Login Welcome Reward” is valid from 1 July 2026 to 30 September 2026, with both dates inclusive (the "Mobile Banking Login Welcome Reward Promotion Period"). Only new "Wise Gold" Account Customers, new "Elite Club Account" Customers, new "e-Age Banking" Account Customers, or new "Integrated Account" Customers ("New Customers") are eligible for the Mobile Banking Login Welcome Reward. "New Customer" refers to a customer who has not held any account in sole name or joint name (except those who have only a credit card account) with the Bank in the 12 months prior to the account opening date. The Bank reserves the final right to interpret the definition of New Customer.
"Tertiary Students Wealth Exclusive Privileges" ("Tertiary Students Exclusive Privileges") is valid from 1 July 2026 to 31 December 2026 with both dates inclusive (the "Tertiary Students Exclusive Privileges Promotion Period").Tertiary Students Exclusive Privileges including “Preferential Flexi Plus Savings Deposit”, “Preferential Time Deposit Interest Rate” , “Currency Exchange Offer” and “Same-name Account Remittance Fee Waiver Offer”. Eligible Customer under Tertiary Students Exclusive Privileges can enjoy “Preferential Flexi Plus Savings Deposit”, “Preferential Time Deposit Interest Rate” , “Currency Exchange Offer” and “Same-name Account Remittance Fee Waiver Offer” until 31 December 2030. Both Existing and New Customer can enjoy Tertiary Students Exclusive Privileges. “New Customer” refers to customer who has not held any account in sole name or joint name (except those who has only credit card account) with the Bank in the 12 months prior to the account opening date. The Bank reserves the final right to interpret the definition of New Customer. Both Existing and New Customer must fulfill the following requirements (“Eligible Customer under Tertiary Students Exclusive Privileges ”) to enjoy the Tertiary Students Exclusive Privileges. This offer is only applicable to full-time students of universities / post-secondary institutions in Hong Kong. (1) Aged 18 or above at the time of account opening; and (2) Successfully open any new Integrated Wealth Management Account (including "Wise Gold Account”, "Elite Club Account”, "e-Age Banking Account", and Integrated Account); and (3) Present valid full-time student ID or enrollment proof from universities or post-secondary institutions in Hong Kong at any ICBC (Asia) branch during Tertiary Students Exclusive Privileges Promotion Period; and (4) Maintain a minimum deposit of HK$1,000 or equivalent in the account when register Tertiary Students Exclusive Privileges.
# Integrated Wealth Management Account including "Wise Gold Account”, "Elite Club Account”, "e-Age Banking Account", and ”Integrated Account”
Reminders:
Don’t lend or sell your account. Don’t risk your future for quick money.
Investment involves risk;The above offers are subject to Terms and Conditions.