Enjoy up to 15% cash rebate upon purchase at the supermarket in the Chinese Mainland and Hong Kong with ICBC Credit Card or ICBC Pay - ICBC (Asia)

*Please register within the Registration Period of this Offer. To be eligible for the cash rebate, customers must register with any Eligible Credit Card during the Registration Period and make eligible spending transactions during the Promotion Period. Registration quotas are limited, available on a first-come-first-served basis until the quota is full.

Terms and Conditions:

The Promotion Period of “Enjoy up to 15% cash rebate upon purchase at the supermarket in the Chinese Mainland and Hong Kong with ICBC Credit Card or ICBC Pay” (this “Offer”) is from 1 July 2025 to 30 September 2025 (both dates inclusive) (the “Promotion Period”), or until the quotas are available, while stock lasts, whichever is earlier (based on the transaction date).

This Offer is applicable to ICBC Credit Card (the “Eligible Credit Card”) issued by Industrial and Commercial Bank of China (Asia) Limited (the “Bank” ) or ICBC Pay, excluding Corporate Cards.

The registration period of this Offer runs from 00:00 on 1 July 2025 to 23:59 on 30 September 2025 (the “Registration Period”). To participate in this Offer, the cardholder must enter the correct information of their Eligible Credit Card and register successfully once via the registration website of this Offer (https://www.icbcasia.com/s/JvaeE3) during the Registration Period (the “Registration”). A Registration reference number will be issued upon successful Registration. The Registration quota is determined by the Bank’s computer records and is on a first-come-first-served basis until the quota is full.

Customers who hold more than one Eligible Credit Card account need to register only once with any one of their Eligible Credit Cards. This Offer will not be available if the customer registers and/or spends with any card other than an Eligible Credit Card. Registration and eligible spending transactions made with supplementary card(s) will be deemed as registration and transactions under the corresponding principal card account. The eligible spending transactions from supplementary card(s) will be combined with the principal card account for calculation under this Offer.

Once the Registration has been completed, the information provided will be recorded and cannot be cancelled, altered or changed. Successful Registration cannot be taken as the Bank confirmation of the eligibility of receiving the cash rebate. The Bank will determine the eligibility of each transaction by verifying the cardholders’ transaction records held by the Bank based on transaction date and amount. If the information from the cardholders differs from the Bank’s records, the latter shall be final and conclusive.

This Offer is applicable to the supermarket in the Chinese Mainland and Hong Kong. The supermarket in the Chinese Mainland and Hong Kong refers to the stores located in the Chinese Mainland and Hong Kong which are classified as supermarket based on the merchant codes defined by Visa, Mastercard, UnionPay or the merchant's acquiring bank.

Customers who successfully Registration during the Registration Period and with the Eligible Credit Card or ICBC Pay can enjoy up to 15% cash rebate for a single net spending HK$200 or above at the supermarkets in the Chinese Mainland and Hong Kong. Each customer can enjoy up to HK$200 cash rebate per month, or up to total HK$600 cash rebate within the entire Promotion Period.

The cash rebate offered under this Offer will be credited to the principal cardholder’s Hong Kong Dollar account of Eligible Credit Card(s) with the eligible transaction(s) by the end of December 2025, and will be shown in the respective monthly statement.

The Promotion Period, Registration Period and transaction dates are based on Hong Kong Time.

Unless otherwise specified, this Offer cannot be used in conjunction with any other promotions or offers of the Bank.

To be eligible for the cash rebate, account of the Eligible Credit Card cardholders must be still valid and without any arrears of repayment record when the cash rebate is to be credited.

Eligible spending transaction is based on the date of transaction, must be posted to account no later than seven days after the Promotion Period. Eligible spending transactions do not include cash advance, balance transfer, cash installment loan amount/tax loan and personal loan amount/merchant installment loan amount and the repayment amount, reload/transfer of e-wallet (includes but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), Octopus Add Value/Automatic Add Value transactions, donations, purchase of casino chips, gambling transactions, unauthorized transactions, autopay transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, all insurance payments or utilities bills payment, tax payment, payment for MPF contribution etc. or other categories as the Bank may determine from time to time in its sole discretion); this Offer is also not applicable to the transactions of fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition fee etc. in the Chinese Mainland. (transaction types are determined according to the merchant categories as defined time to time by Visa, Mastercard and UnionPay, or at its sole discretion of the Bank). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible for this Offer. In case of any dispute in relation to the interpretation of the eligible transaction, the decision of the Bank shall be final and conclusive.

All product images and product details are for reference only.

The Bank is not the supplier of the products or services, and has no liability for any matters related to any such products/services.

The offer will be terminated if merchant fails to accept the Eligible Credit Card or ICBC Pay for transaction during payment. The offer details at the time of purchase shall prevail. Please check with the relevant merchants in advance.

Under no circumstances shall any person be entitled to make a claim against the Bank in relation to failure of any communication systems malfunction, interruption, interception, suspension, delay, blackout, loss, unavailability, mutilation, incorrect data transmission, or failure of any payment transaction arising from POS terminal including but not limited to technical issues related to program software, any POS equipment, bank card, electronic payment system, banking system, telephone line and network, etc. that may temporarily affect, delay, or unsuccessful completion of a transaction.

The Bank reserves the right to cancel &/or suspend granting any offer under this Offer, and/or vary these terms and conditions at any time. The Bank accepts no liability for such cancellation or suspension or change.

In case of any dispute arising out of or in relation to this Offer, the decision of The Bank shall be final.

If the cardholder commits any fraud or deceptive acts, the Bank reserves the right to take legal action and reserves the right to disqualify the cardholder from enjoying this Offer.

Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of Hong Kong) to enforce any part of these Terms and Conditions.

The Chinese version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

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www.icbcasia.com　Customer Service Hotline (852) 2189 5588

“ICBC (Asia)” or “the Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.

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