“Selected Customers Privileges” ICBC Credit Card Spending Reward - ICBC (Asia)

*This offer is exclusively for selected customers who will receive our SMS invitation.

“Selected Customers Privileges” ICBC Credit Card Spending Reward Terms and Conditions:

The Promotion Period for ““Selected Customers Privileges” ICBC Credit Card Spending Reward” (this “Offer”) is from 1 October 2025 to 31 December 2025 (both dates inclusive) (the “Promotion Period”). The total funding pool for this Offer is capped at HK$500,000. With a limited quota for cash rebates available on a first-come, first-served basis, while stock lasts, whichever is earlier (based on the transaction date). Once the quota has been reached, the Bank will post a notice on its official website www.icbcasia.com as soon as reasonably practicable. Furthermore, if a customer has not received any relevant cash rebate within three months after the conclusion of the Promotion Period, it indicates that the customer is either ineligible or the quota has been reached. In either case, the Bank will not notify any participant of this individually.

This Offer is only applicable to selected customers and ICBC Credit Card (the “Eligible Credit Card”) issued by Industrial and Commercial Bank of China (Asia) Limited (the “Bank”). Corporate card is not applicable.

Selected customers who spend HK$1,000/RMB1,000 or above in a single eligible transaction with any ICBC Credit Card can enjoy the opportunity of receiving HK$200 cash rebate. Each customer can enjoy this Offer once only during the Promotion Period (up to HK$200 cash rebate).

The cash rebate offered under this Offer will be credited to the cardholder’s Hong Kong Dollar account of the Eligible Credit Card with the eligible transactions within three months after the end of Promotion Period and will be shown in the respective monthly statement.

The Promotion Period, Registration Period and transaction dates are based on Hong Kong Time.

To be eligible for the cash rebate, the Eligible Credit Card account of the cardholders must be still valid and without any arrears of repayment record when the cash rebate is to be credited. The cash rebate amount cannot be drawn as cash advance, is non-transferable and cannot be offset against credit card payment.

If cardholders cancel any transactions which have been counted under this Offer after the cash rebate has been credited, the Bank has the right to debit the amount equivalent to the value of cash rebate to the relevant card account without further notice.

Eligible transaction is based on the date of transaction, must be posted to account no later than seven days after the Promotion Period. Eligible transaction is not applicable to cash advances, balance transfer, cash installment loan amount/tax loan and personal loan amount/merchant installment loan amount and the repayment amount, reload/transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), Octopus Add Value/Automatic Add Value transactions, donations, purchase of casino chips, gambling transactions, unauthorized transactions, autopay transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, insurance payment or utilities bills payment, tax payment, payment for MPF contribution etc. or other categories as the Bank may determine from time to time in its sole discretion). Also, the eligible transaction is not applicable to the transactions of fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of the Bank. Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards. In case of any dispute in relation to the interpretation of the eligible transaction, the decision of the Bank shall be final and conclusive.

Under no circumstances shall any person be entitled to make a claim against the Bank in relation to failure of any communication systems malfunction, interruption, interception, suspension, delay, blackout, loss, unavailability, mutilation, incorrect data transmission, or failure of any payment transaction arising from POS terminal including but not limited to technical issues related to program software, any POS equipment, bank card, electronic payment system, banking system, telephone line and network, etc. that may temporarily affect, delay, or unsuccessful completion of a transaction.

The Bank reserves the right to cancel &/or suspend granting any offer under this Offer, and/or vary these terms and conditions at any time. The Bank accepts no liability for such cancellation or suspension or change.

In case of any dispute arising out of or in relation to this Offer, the decision of The Bank shall be final.

If the cardholder commits any fraud or deceptive acts, the Bank reserves the right to take legal action and reserves the right to disqualify the cardholder from enjoying this Offer.

Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of Hong Kong) to enforce any part of these Terms and Conditions.

The Chinese version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

Reminders:

To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don't lend or sell your account. Don't risk your future for quick money.

www.icbcasia.com　Customer Service Hotline (852) 2189 5588

“ICBC (Asia)” or “the Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.

Copyright Reserved © Industrial and Commercial Bank of China (Asia) Limited