Remarks：

Privilege 2：The Annual Percentage Rate (APR) is a reference rate that reflects the annualized interest rate, including the basic interest rate of bank products as well as other fees and charges. Loan interest is calculated daily based on the used loan amount and settled monthly.

Privilege 3：The following maximum cash reward limits shall apply: (A) In the case where Eligible New Securities Margin Services Customers do not use any margin limit and incur no interests for securities margin services during the Promotion Period, those who are corporate customers or belong "Elite Club" or "Wise Gold" or "Private Banking" categories are subject to a maximum cash reward limit of HK$18,000; and those under other categories are subject to a maximum cash reward limit of HK$10,000. (B) In the case where Eligible New Securities Margin Services Customers use any margin limit and pay interests for securities margin services during the Promotion Period, those who are corporate customers or belong to the "Elite Club" or "Wise Gold" or "Private Banking" categories are subject to a maximum cash reward limit of HK$38,000; and those under other categories are subject to a maximum cash reward limit of HK$20,000. The cash rewards are limited and are given on a first-come, first-served basis.

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Investment involves risk. Terms and Conditions apply. Please click here for details.

Risk Disclosure:

Risk of Securities Trading: Investment involves risk and the prices of securities products fluctuate. The prices of securities may move up or down, sometimes dramatically, and may become valueless. It is as likely that loss will be incurred rather than profit made as result of buying and selling investment. The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make contingent orders, such as "stop-loss" or "stop-limit" orders impossible to execute. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own financial position and investment objectives.

Major risks of Overseas Securities: Investors should fully understand the details, risks, charges and important notice before invest in overseas securities, you should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. Overseas securities have other risks that are not generally related to securities in the local market. The value or return of overseas securities may be volatile and may be adversely affected by other factors.

Important Notice:

The above risk disclosure statements cannot disclose all the risks involved. If you would like to get a full risk disclosure statements, please visit any branch of the Bank for enquiries. Before making investment decision, you should thoroughly study the offering documents; the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investment are suitable for your particular investment needs. You should seek independent financial and professional advice before trading or investment. This promotional material does not constitute an offer for the purchase or sales of any investment products. This promotional material is issued by Industrial and Commercial Bank of China (Asia) Limited and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.

“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.