Member-Get-Member Reward Program - ICBC (Asia)
Share the Joy and Rewards with No Cap
Referral Rewards
During the promotion period, existing customers can earn fabulous referral rewards for every successful referral! For each new customer who opens a “Wise Gold” Account / “Elite Club” Account / “e-Age Banking” Account or “Integrated Account” and maintains the designated average daily total liquid assets for 3 consecutive months after account opening, the Referrer will receive a reward.
| New customer reaching the designated Total Liquid Assets | Account Segment | Promotion Period | Reward for the Referrer* | |
| Average Daily Total Liquid Assets (TLA) in the subsequent | HK$8,000,000 or above | “Wise Gold” Account | 1 April 2026 to 30 September 2026 (both dates inclusive) |
HK$2,500 each |
| HK$3,000,000 - below HK$8,000,000 | HK$2,000 each | |||
| HK$800,000 - below HK$8,000,000 | “Elite Club” Account | HK$1,500 each | ||
| HK$100,000 or above | “e-Age Banking” Account or “Integrated Account” | HK$200 each | ||
Only 3 simple steps: Refer friends and relatives for account opening via online application to enjoy fabulous rewards!

1. Click here to fill in online referral form and register as Referrer.

2. Complete the referral form and send the unique “Referral Code” to your relatives/friends.

3. Your relatives/friends shall provide the "Referral Code" to our Branch Staff during the “Wise Gold” Account / “Elite Club” Account / “e-Age Banking” Account or “Integrated Account” opening.
*Eligible customer must hold a valid ICBC (Asia) credit card. The reward will be credited to eligible customers’ ICBC (Asia) credit card in the form of free credit card spending limit.
The Program is subject to the Terms and Conditions. Please contact our branch staff for details.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
www.icbcasia.com Customer Service Hotline (852) 2189 5588
“ICBC (Asia)” or “The Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.
