Member-Get-Member Reward Program - ICBC (Asia)
Share the joy and rewards with no cap
Referral Rewards
During the promotion period, a new customer for opening an “Elite Club” account or “Wise Gold” account receive generous referral rewards while the new customer achieves the designated assets in the subsequent 3 consecutive months after account opening.
New customer reaching the designated Total Liquid Assets | Account Type | Promotion Period | Reward for the Referrer* | |
Average Daily Total Liquid Assets (TLA) in the subsequent 3 consecutive months | HK$8,000,000 or above | “Wise Gold” Account | 1 April to 30 September 2025 (both dates inclusive) |
HK$2,500 each |
HK$5,000,000 - HK$8,000,000 below | HK$2,200 each | |||
HK$3,000,000 - HK$5,000,000 below | HK$1,800 each | |||
HK$1,500,000 - HK$3,000,000 below | “Elite Club” Account | HK$1,500 each | ||
HK$800,000 - HK$1,500,000 below | HK$1,000 each |
To enjoy the fabulous rewards, follow the steps to refer your friends and relatives.

1. Click here to fill in online referral form and register as Referrer.

2. Complete the referral form and send the unique “referral code” to your relatives/friends.

3. Your relatives/friends shall provide the “referral code” to our Branch Staff during the “Elite Club” or “Wise Gold” Banking Account opening.
*Eligible customer must hold a valid ICBC (Asia) credit card and free credit card spending limit will be served as the reward to eligible customers’ credit card account of the Industrial and Commercial Bank of China (Asia) Limited.
The Program is subject to the Terms & Conditions. Please refer to the relevant Terms and Conditions or contact our staff for details.
Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.