Exclusive Extra 5% Cash Rebate Upon Spending in the Chinese Mainland and Macau - ICBC (Asia)

Terms and Conditions:

“Exclusive Extra 5% Cash Rebate on Spending in the Chinese Mainland and Macau (“this Offer”)” is from 1 May 2025 to 31 December 2025 (both dates inclusive) (the “Promotion Period”), and will be held in three phases. Phase 1 is from 1 May 2025 to 30 June 2025 (both dates inclusive), Phase 2 is from 1 July 2025 to 30 September 2025 (both dates inclusive), Phase 3 is from 1 October 2025 to 31 December 2025 (both dates inclusive), or until the quotas are available, while stock lasts, whichever is earlier (based on the transaction date).

This Offer is applicable to ICBC UnionPay Credit Card issued by Industrial and Commercial Bank of China (Asia) Limited (the “Bank”) or mobile payments (Apple Pay, ICBC Pay, or UnionPay App) (the “Eligible Credit Card”) upon spending (the “Eligible Spending”) in the Chinese Mainland and Macau. The Offer is not applicable to corporate cards.

During the Promotion Period, the cash rebate of this Offer will be arranged as below: Each customer can enjoy a maximum of HK$200 cash rebate per natural month during each phase, up to a maximum of HK$600 cash rebate per phase or a maximum of HK$1,600 cash rebate within the entire promotion period. The cash rebate offered under this Offer (“the Reward” ) will be settled in the following 3 phases:

Regarding the basic cash rebate of ICBC Credit Card (the “Basic Reward of ICBC Credit Card Card”) will be calculated on monthly basis, it will be credited to the HKD account and shown on the statement.

Unless otherwise specified, this Offer cannot be used in conjunction with any other promotions or offers of the Bank.

The relevant spending is calculated based on a single customer, combining the eligible spending of principal card and supplementary card(s).

To be eligible for the cash rebate, account of the Eligible Credit Card cardholder must be still valid and without any arrears of repayment record when the cash rebate is to be credited.

Eligible Spending is based on the date of transaction, must be posted to account no later than seven days after the Promotion Period. Eligible Spending is not including to the cash advances, balance transfer, cash installment loan amount/tax loan and personal loan amount/merchant installment loan amount and the repayment amount, reload/transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay),donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills payment, tax payment, payment for MPF contribution etc. or other categories as Bank may determine from time to time in its sole discretion). Also, not include the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by UnionPay reserve the right to change the merchant categories from time to time, or at its sole discretion of the Bank). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible for this Offer. In case of any dispute in relation to the interpretation of the eligible transaction, the decision of the Bank shall be final and conclusive. Regarding definition of the latest Eligible Spending for Basic Reward of ICBC Credit Card, please visit the website of the Bank (Personal > Credit Cards> Spending Rewards).

All product images and product details are for reference only.

The Bank is not the supplier of the products or services, and has no liability for any matters related to any such products/services.

This Offer will be terminated if merchant fails to accept the Eligible Credit Card for transaction during payment. The offer details at the time of purchase shall prevail. Please contact the Bank at (852) 2189 5588 for inquiry.

If the transactions are found to be in breach of any of the foregoing after the Rewards have been granted, the Bank reserves the right to deduct the relevant Reward from the card account without further notice.

Under no circumstances shall any person be entitled to make a claim against the Bank in relation to failure of any communication systems malfunction, interruption, interception, suspension, delay, blackout, loss, unavailability, mutilation, incorrect data transmission, or failure of any payment transaction arising from POS terminal including but not limited to technical issues related to program software, any POS equipment, bank card, electronic payment system, banking system, telephone line and network, etc. that may temporarily affect, delay, or unsuccessful completion of a transaction.

The Bank reserves the right to cancel &/or suspend granting any offer under this Offer, and/or vary these terms and conditions at any time. The Bank accepts no liability for such cancellation or suspension or change.

In case of any disputes, the Bank the Participating Merchants reserve the rights for final decision.

If the cardholder commits any fraud or deceptive acts, the Bank reserves the right to take legal action and reserves the right to disqualify the cardholder from enjoying this Offer.

Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of Hong Kong) to enforce any term under of these Terms and Conditions.

In case of any discrepancy between the Chinese and English versions of these Terms and Conditions, the Chinese version shall prevail.

Reminders:

To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.

www.icbcasia.com　Customer Service Hotline (852) 2189 5588

“ICBC (Asia)” or “the Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.

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