“ICBC Smart Invest” APP Promotion - ICBC (Asia)
The “ICBC Smart Invest” APP is designed for securities trading customers of ICBC (Asia). Download “ICBC Smart Invest” APP to enjoy all-in-one, simple, convenient and trustworthy securities trading services which include trading of Hong Kong stocks, Shanghai or Shenzhen Stock Connect Northbound stocks, US stocks, IPO shares cash or financing subscription, etc. “ICBC Smart Invest” APP helps you to seize the investment opportunities.
Promotion Period: 1 April 2025 to 30 September 2025 (both dates inclusive)
Privileges for New Customers:
- Securities Account Opening and Trading Rewards
Eligible New Securities Customers who successfully complete the W-8BEN Form and register a USD settlement account for the first time are eligible to earn rewards during the promotion period. If they execute a buy or sell securities transaction through the “ICBC Smart Invest” App, customers in the “Wise Gold”, “Elite Club”, or “Private Banking” categories will receive a cash reward of HKD 500. Other eligible customers will receive a cash reward of HKD 300. - $0 Commission Privilege for Buying Securities
Eligible New Securities Customers can enjoy an instant $0 Commission privilege for buying securities via “ICBC Smart Invest” APP during the first 3 months after Securities Accounts opening during the Promotion Period. This promotion has no restrictions on transaction amounts or the number of trades. - Coupons Rewards for New Securities Account Opening
Eligible new securities customers who have successfully open a new securities account or consolidate investment account during the promotion period will receive up to HK$2,888 “ICBC Smart Invest” APP Coupons.
Privileges for Existing Eligible Securities Account Customers*:
- New User Registration Reward
Eligible New User who successfully log in to the “ICBC Smart Invest” APP during the promotion period will receive “ICBC Smart Invest” APP Coupons valued up to HK$2,088.
*Eligible New User refer to customers who have any sole-name, joint-name or company securities account with the Bank on or before 31 March 2025 and do not logged in to the “ICBC Smart Invest” APP.
To borrow or not to borrow? Borrow only if you can repay!
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Don’t lend or sell your account. Don’t risk your future for quick money.
Investment involves risk. Terms and Conditions apply. Please click here for more details.
“ICBC Smart Invest” APP Main Features

Mobile Token Services
Login and trade verified by mobile token service makes trading easier and securer.
Instant US Stock Transaction
US stock can be traded instantly after successful registration of US settlement account and signing the W-8BEN Form in the APP which is simple and convenient.

Open integrated investment account in one click
Apply integrated investment account by “New Customer Account Opening” services via the mobile banking app, simple and saving time.
Import Watch List by One Click
In addition to manually customizing your stock watch list, you can also import your portfolio list with one click by photos to monitor the quotes, changes and trading volume of your favorite stocks. It is time saving, convenient and flexible.

IPO Subscription
Providing cash and financing IPO subscription (if applicable services to help you invest easily.

One Stop Trading Platform
You can trade Hong Kong stocks, eligible stocks under Shanghai or Shenzhen-Hong Kong Stock Connect Northbound Trading or US stocks to let you easily invest in global market.
Free Stock Quote and News
Providing real time quotes of Hong Kong stocks and US stocks (without log-in) and Shanghai or Shenzhen Stock Connect Northbound stocks (after log-in) to help you grasp comprehensive market information. News will be pushed according to your preference. Self-selected stock watch list can be saved at the same time to help you easily grasp stock market information.
Structured Deposit is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
“ICBC Smart Invest” APP
Search “ICBC Smart Invest” through App Store, Google Play, HUAWEI APPGallery or scan the following QR codes to download the “ICBC Smart Invest” APP.
App Store
Google Play
HUAWEI AppGallery (Not applicable to Mainland China)
If your Android mobile phone cannot download from the above application stores, please scan the following QR Code to download the “ICBC Smart Invest” APP directly.
ICBC (Asia) customers can simply login “ICBC Smart Invest” APP with current Personal Internet Banking or Mobile Banking login ID and password. To save time in entering the login ID and password, biometric authentication is an alternative way to enjoy convenient securities trading service. Please download and experience “ICBC Smart Invest” APP.
APK
Account Opening Procedure
ICBC (Asia) Mobile Banking APP
Search “ICBC (Asia)” through APP Store, Google Play or HUAWEI AppGallery, or scan the following QR Codes to download the ICBC (Asia) Mobile Banking APP.
Existing Personal Internet Banking or Personal Mobile Banking Customers
How existing Personal Internet Banking or Personal Mobile Banking customers can apply for Securities Account by Personal Internet Banking or Personal Mobile Banking?
Risk Disclosure:
Risk of Securities Trading: Investment involves risk and the prices of securities products fluctuate. The prices of securities may move up or down, sometimes dramatically, and may become valueless. It is as likely that loss will be incurred rather than profit made as result of buying and selling investment. The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. Market conditions may make contingent orders, such as "stop-loss" or "stop-limit" orders impossible to execute. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own financial position and investment objectives.
Major risks of Overseas Securities: Investors should fully understand the details, risks, charges and important notice before invest in overseas securities, you should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. Overseas securities have other risks that are not generally related to securities in the local market. The value or return of overseas securities may be volatile and may be adversely affected by other factors.
Important Notice:
The above risk disclosure statements cannot disclose all the risks involved. If you would like to get a full risk disclosure statements, please visit any branch of the Bank for enquiries. Before making investment decision, you should thoroughly study the offering documents; the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investment are suitable for your particular investment needs. You should seek independent financial and professional advice before trading or investment. This promotional material does not constitute an offer for the purchase or sales of any investment products. This promotional material is issued by Industrial and Commercial Bank of China (Asia) Limited and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.
“ICBC (Asia)” or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.
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