The cash rebate of this Offer will be credited to the principal cardholder’s Hong Kong Dollar account of Eligible Credit Card with the eligible transaction(s) within three months after the entire Promotion Period and will be shown in the respective monthly statement.

Unless otherwise specified, this Offer cannot be used in conjunction with any other promotions or offers of the Bank.

The relevant spending is calculated based on a single customer, combining the spending of principal card and supplementary card.

To be eligible for the reward, the Eligible Credit Card account of the cardholders must be still valid and without any arrears of repayment record when the reward is to be given.

Eligible transaction is based on the date of transaction, must be posted to account no later than seven days after the Promotion Period. Designated spending requirement is not including to the cash advances, balance transfer, cash installment loan amount/tax loan and personal loan amount/merchant installment loan amount and the repayment amount, reload/transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), Octopus Add Value/Automatic Add Value transactions, donations, purchase of casino chips, gambling transactions, unauthorized transactions, autopay transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, insurance payment or utilities bills payment, tax payment, payment for MPF contribution etc. Or other categories as ICBC (Asia) may determine from time to time in its sole discretion). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc.(transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards. In case of any dispute in relation to the interpretation of the eligible transaction, the decision of the Bank shall be final and conclusive.

The Bank is not the supplier of the products or services of the reward(s), and has no liability for any matters related to any such products/services.

This Offer will be terminated if merchant failed to accept the designated credit card(s) for transaction during payment.

No claims can be made against the Bank in relation to any failure in the communication networks, mobile applications, mobile devices or any interruption, interception, suspension, delay, blackout, loss, unavailability, mutilation, incorrect data transmission, temporary suspension, delay or failure of any payment transaction arising from POS terminal including related program software, any POS equipment, bank card, electronic payment system, banking system, telephone line and broadband.

In case of any dispute arising out of or in relation to this Offer, the decision of the Bank shall be final.

The Bank reserve the right to cancel &/or suspend granting any offer under this Offer, and/or vary these terms and conditions at any time without prior notice. The Bank accepts no liability for such cancellation or suspension or change.

If the cardholder commits any fraud or abuses this Offer, the Bank reserves the right to take legal action and reserves the right to disqualify the cardholder from enjoying this Offer.

Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of the Hong Kong Special Administrative Region) to enforce any part of these Terms and Conditions.

The Chinese version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

Reminders:

To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t lend or sell your account. Don’t risk your future for quick money.

www.icbcasia.com　Customer Service Hotline (852) 2189 5588

“ICBC (Asia)” or “the Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.

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