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New Customer and Time Deposit Promotion

Open the Bank's account to fulfill your multiple financial needs. During the promotion period, by opening a new “e-Age Banking” Account or “Integrated Account”, “Consolidated Investment Account” via designated channels, and concurrently apply ICBC SUP Credit Card successfully, new customers can enjoy welcome rewards up to HK$1,3001. You can set up a 1-month HKD time deposit by eligible new funds to enjoy preferential interest rate2 8% p.a. and enjoy $0 Commission by completing designated securities transactions.

Promotion period: 1 September 2023 - 31 December 2023 (both dates inclusive)


Account Opening Welcome Reward

New customers, who open a new “e-Age Banking” Account or “Integrated Account” via designated channels and fulfill “basic reward” and “bonus reward” requirements, can enjoy up to HK$500 free credit card spending limit:

Designated channels Designated average daily total liquid assets Basic Reward + Bonus Reward = Free credit card spending limit
Mobile Banking/ Branch HK$100,000 or above HK$300 HK$200 HK$500
Mobile Banking HK$50,000 - below HK$100,000 / HK$300
“Basic Reward” Requirements

  • Maintain designated average daily Total Liquid Assets for the first 3 months after account opened
  • Successfully apply ICBC SUP Credit Card
“Bonus Reward” Requirements

  • Fulfill “Basic reward” requirements
  • Maintain designated average daily Total Liquid Assets for the 4th - 6th months after account opened

Mobile Banking “New Customer Account Opening” Preferential Interest Rate2

1-month HKD time deposit 8% p.a.


Credit Card Welcome Reward




Securities Welcome Offers




Reminders:
To borrow or not to borrow? Borrow only if you can repay! Don't be tempted by quick money; Don't sell your account. Investment involves risk. Terms and Conditions apply. Please click here for details.


Remark:

  1. Rewards include Account Opening Welcome Reward up to HK$500 free credit card spending limit, Credit Card Welcome Reward up to equivalent value of HK$500 and Securities Account Opening Cash Reward HK$300.
  2. The above preferential fixed deposit interest rate (p.a.) is based on the interest rate (p.a.) announced by the Bank as of 1 August 2023 and for reference only. The offer is only applicable to our retail banking personal new customers who set up a 1-month time deposit via Mobile Banking “e Deposit” function for first HK$50,000. The minimum deposit amount is HKD$1,000. The interest rate maybe subject to revision as per prevailing market conditions. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed. Subject to the relevant terms and conditions, please refer to Mobile Banking “New Customer Account Opening” preferential interest rate" terms and conditions.
  3. Eligible New Securities Customers who have successfully opened the New Securities Account / Consolidated Investment Account via Personal Internet Banking or Personal Mobile Banking during the promotion period and completed a buy or sell securities transaction via “ICBC Smart Invest” APP in the first 3 months after securities accounts opening can enjoy HK$300 cash reward.

"ICBC (Asia)" or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.

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