ICBC (Asia) Member-Get-Member Reward Program

Share the joy today and receive fabulous rewards.
Invite your friends and relatives and earn up to HK$12,000 cash reward per referral. The more the merrier!

Referral Reward:

For every successful referral of a new customer for opening the designated ICBC (Asia) account and maintaining average daily total liquid assets up to a designated amount in the subsequent 3 consecutive months after the month of account opening, you will be rewarded with up to HK$12,000.The more customers you refer, the more rewards you get!

New customer Average Daily Total Liquid Assets in the subsequent 3 consecutive months	Account Type	Number of successfully referred new customer	Referrer Reward	Promotion Period
HK$20,000,000 or above	Private Banking Account	2 or more	HK$12,000* each, from the 2nd customer	1 January 2020 to 30 June 2020
HK$7,800,000 - HK$20,000,000 below		1	HK$$10,000*
		2 or more	HK$8,000* each, from the 2nd customer
		1	HK$6,000*
HK$7,800,000 or above	“Elite Club” Account/ Other designated accounts^
		3 or above	HK$5,500 each#	1 Apr 2020 to 30 Jun 2020
		2	HK$4,500 each#
		1	HK$3,500 each#
HK$5,000,000- HK$7,800,000 below
		3 or above	HK$4,000 each#
		2	HK$3,000 each#
		1	HK$2,500 each#
HK$3,000,000- HK$5,000,000 below
		3 or above	HK$2,000 each#
		2	HK$1,800 each#
		1	HK$1,500 each#
HK$800,000- HK$3,000,000 below
		3 or above	HK$1,000 each#
		2	HK$900 each#
		1	HK$800each#

*Referrer Reward will be credited to Referrer’s ICBC (Asia) personal account in cash
# Referrer Reward will be credited to Referrer’s ICBC Credit Card account as free credit card spending limit
^Other designated accounts refer eAge account and Integrated account (Including in-branch account opening or Mobile Banking “New Customer Account Opening”)

The Program is subject to the Terms and Conditions. Please refer to the relevant applicable Terms & Conditions for details.

Referrer Reward Examples:

1.Mr. Chan successfully refers 2 new customers for opening“Elite Club” Account/ eAge account and Integrated account (With average Daily Total Liquid Assets of HK$7,800,000 or above), he will be entitled to HK$9,000 Free Credit Card Spending Limit Reward (HK$4,500×2).
2.Mr. Wong successfully refers 2 new customer for opening Elite Club” Account/ eAge account and Integrated account (With average Daily Total Liquid Assets of HK$3,000,000- HK$5,000,000 below) and 1 new customers for opening “Elite Club” Banking Account (With average Daily Total Liquid Assets of HK$800,000- HK$3,000,000 below), he will be entitled to HK$4,400 Free Credit Card Spending Limit Reward (HK$1,800×2+ HK$800×1).

Why Private Banking account?

At ICBC (Asia) Private Bank, our smart, diligent teams serve high net worth individuals and families with day-to-day and long-term banking needs worldwide. From wealth aggregation, management, preservation and inheritance, our solutions are to make managing your assets easier and more rewarding.

• Dedicated support
• One-stop convenience
• Diversified investing
• Flexible financing
• Exclusive privileges

Capital requirement:USD 1 million capital investment

Why Elite Club account ?

ICBC (Asia) “Elite Club” is an all-in-one integrated account which manages different currencies and different types of accounts (including saving, cheque, investment, securities, time deposit). Our professional Relationship Managers provide you with maximum convenience in managing your wealth together with exclusive privileges, bringing you with prestige lifestyle.

• Premier Cross-Border Banking Services
• Priority Service Channels
• Professional Account Management Service
• Exclusive Privileges *
• Professional Wealth Management
• Value-added Services

"Elite Club" is free-of-charge if you maintain daily average total liquid assets* of HK$800,000 or above for the last three months.

* Average Total Liquid Assets refers to the total of your deposits and the market value of investments in all your single and joint name(s) accounts at our Bank. For details, please contact our staff.

To enjoy the fabulous rewards with your friends and relatives, follow the steps to refer them.

Reminder: To borrow or not to borrow ? Borrow only if you can repay !

The program is subject to the Term and Conditions . Please refer to the relevant applicable Terms and Conditions for details.