Shop Insurance

You no longer have to seek out different insurance providers to cover the various requirements of your shop. Our one-stop Shop Insurance plan provides you with the full protection your shop needs

All Risks on Contents and Stock

  • maximum limit up to HK$100,000 (varied from individual items)
  • free additional benefits
    • stock in transit
    • seasonal increase of sum insurance by 20% from December to February
    • temporary removal
    • debris removal

Business Interruption

  • maximum limit up to HK$500,000 for additional expenditure
  • free additional benefit:
    • denial of access
    • professional accountants' fee

Loss of Money

  • up to a maximum limit of HK$300,000 (inclusive of all individual claims)

Public Liability Including Signboard Liability

  • up to a maximum limit of HK$5,000,000 per policy year

Glass & Neon Signs Breakage

  • up to a maximum limit of HK$10,000 per policy year

Shop Assault - Personal Accident

  • up to a maximum limit of HK$75,000 per injured insured/employee

Employees' Compensation

  • up to a maximum limit of HK$100,000,000 for any one event