Office Insurance
Unlike other insurance policies, we provide you with the full protection that your office needs, all within one single package.
All Risks on Office Contents and Stock
- Optional sum insured for furniture, fixtures & fittings, tenant's improvements, office equipment and machinery plus trade samples, etc.
- Free additional benefit
- Alterations or repairs
- Documents in transit
- Debris removal
- Fire extinguishing expenses
- Architects and surveyors' fees
- Optional cover
Business Interruption
- Free additional benefits
- Denial of access
- Professional accountants' fees
- Optional cover
- Loss of gross profit, gross revenue and/or wages
Electronic Equipment Insurance for Computers (Free)
- All risks on computer equipment and data media
- Up to a maximum limit of HK$100,000 within a policy year
- Additional expenditure, up to a maximum limit of HK$50,000 within a policy year.
Loss of Money (Free)
- Up to a maximum limit of HK$300,000 (inclusive of all individual claims)
- Additional benefits
- Damage to the safe cover up to HK$10,000
- Infidelity and dishonest by employees
Office Assault Personal Accident (Free)
- Up to a maximum limit of HK$250,000 per injured insured/employee
Glass Breakage (Free)
- Up to a maximum limit of HK$20,000 within a policy year, with an excess for each and every loss is HK$1,000
Public Liability (Free)
- Up to a maximum limit of HK$10,000,000 within a policy year
Optional Cover
- Employees' compensation
- Up to a maximum limit of HK$100,000,000 for any one event
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