Commercial Internet Banking

Taking care of your everyday banking tasks

ICBC (Asia)'s Commercial Internet Banking service puts all your companies' financial information at your fingertips.

Feature & Advantage

  • enjoy direct access and control of your accounts
  • gain high level of security control on your accounts
  • save time in arranging your banking transactions and running your growing business
  • keep you update with the latest market situation
  • Cash Management Services
  • Trade Finance Services
  • Securities Trading Services
  • Credit Card Application, Enquiry,Card Repayment and Card Limit Reallocation
  • Market Information

Descriptive Information

Service Applicable to

Commercial customer

Account Opening Conditions

Commercial customers can open ICBC (Asia) Internet Banking Services with any of your savings/current account.

Steps for Registration

Visit your nearest ICBC (Asia) Bank Branch

Service Hour & Channel

Internet banking enquiry function provides 24-hour service. Please refer to transaction tips in the internet banking for the services hours of other functions.

Daily Maximum Limit of Funds Transfer

Transaction Type
Business Account
Same Party Pre-registered Account Transfer

(Including purchase of Cashier's Order and Demand Draft to be collected by account holder at designated branch)
Unlimited
Pre-registered Third Party Account Transfer

(Including transfer within our bank accounts and transfer to other bank accounts)
Total daily limit:
HKD20,000,000 **

Customer can further define the individual transfer Pre-registered account upon application
Non-registered Third Party Account Transfer

(Including transfer within our bank accounts and transfer to other bank accounts)
HKD2,000,000 for Two-Factor
Authentication user ****

Zero amount for Non Two-Factor Authentication user
General Bill Payment

(Including all bill payments, credit card payments and donations)
HKD500,000 *
Tax Payment HKD3,000,000 *
White Form eIPO Online Payment N/A
Currency Exchange
Between HKD and USD
HKD500,000,000 or its equivalent
Between HKD and AUD, CAD, CHF, EUR, GBP, JPY, NZD HKD50,000,000 or its equivalent
Between HKD and SGD HKD50,000,000 and its equivalent
Between HKD and RMB Not applicable at the moment

* The reduction transfer limit function is not applicable for company customer.
** Customer can further define the individual transfer limit per Pre-registered account upon application.
**** Please note that this limit will be reset to “Zero” if you have not performed a fund transfer to a non-registered 3rd party account via Internet Banking for 12 months. To reset the related transfer limit, please visit any of our branches.

Important Notice

ICBC (Asia) Password Token and USB-Shield:

You can simply access our Commercial Internet Banking Service via a PC with Internet services. For more details, please contact us.

If you forget your internet banking password, you can reset it via any ICBC (Asia) Branch.

Risk Disclosure and Reminder

  1. Investment involves risk and the prices of securities and derivatives products fluctuate. The prices of securities may move up or down, sometimes dramatically, and may become valueless.
  2. It is as likely that loss will be incurred rather than profit made as result of buying and selling investment. Past result should not be taken as indication of future performance.
  3. The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account.
  4. Before making investment decision, you should thoroughly study the offering documents; the financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances and financial position to ensure the investment are suitable for your particular investment needs.
  5. You shall seek independent professional advice on legal, tax, financial and other issues in connection with the investment if necessary.
  6. Keep your password secure and secret at all times, and change your password periodically.
  7. Please safeguard your password, or you may suffer loss of personal information or assets.