Mainland Mortgage Loan

Our "Mortgage Plus" service can provide you with flexible mortgage loan services in many major mainland cities. We offer a variety of mortgage options, along with personal service from our knowledgeable staff, so you can purchase a property on the mainland more easily.


  • Choice of financing in HKD or USD
  • Preferential interest rate
  • Waiver of the handling fee for loan application
  • Loan amounts up to 60% of purchase price or appraised property value (whichever is lower)
  • Repayment terms up to 30* years
  • Convenient repayment method through autopay in Hong Kong

*Subject to different projects.

Additional Offers

  • Preferential rate for RMB note exchange services
  • Discount on service charge for remittance to the mainland

Simple Application

If your age is 18 or above (Non PRC citizen), just bring the following supporting documents to our branches for application.

  • Identity proof
  • Income proof (including latest tax demand note and payroll statement/passbook for the last 3 months)
  • Residential proof, e.g., Utility Bill
  • Property sale and purchase agreement

For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.


To borrow or not to borrow? Borrow only if you can repay!