Greater Bay Area Loan - Mortgage

With the rapid development of the Greater Bay Area, more and more Hong Kong residents will consider purchasing properties in the area for self-occupation or investment, or converting the value of free-hold properties in the area into standby cash. Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”/ the “Bank”) understands customers’ needs and has launched the “Greater Bay Area Loan - Mortgage” to assist Hong Kong residents to buy China properties with ease and enjoy financial flexibility. Customers may enjoy the convenience of living in the Greater Bay Area.

Make Owning Properties Easy and Satisfy Your Needs

ICBC (Asia) offers comprehensive mortgage loan plans to assist you in the purchase of Greater Bay Area properties with ease and enjoy financial flexibility.

  • Cover designated Residential Properties in Primary Market or Free-hold Properties in Shenzhen and Zhongshan
  • Loan amount in HKD up to 60% of purchase price or appraised property value* (whichever is lower)
  • Repayment terms up to 30years*
  • Loan amount up to HKD10,000,000
  • Dedicated professionals of “ Greater Bay Area Loan – Mortgage”to provides information to own your home, such as information related to purchase properties, setting up auto pay for bill payment on water, electricity, gas and mortgage loan repayment etc.

*Subject to different projects.

Simple Application

The application of “Greater Bay Area Loan – Mortgage” is simple. All you have to do is to bring the following supporting documents* and visit our branches for application:

  • Hong Kong Permanent Identity Card
  • Sales Contract of the Residential Properties in Primary Market/ Real Property Ownership Certificate
  • Payroll in bank statement for the latest 3 months
  • Income proof for the latest 3 months
  • Residential proof in Hong Kong

*The Bank reserves the right to request for additional supporting documents for mortgage loan application and approval purposes.

ICBC (Asia) strives to provide professional cross-border services to HK residents and offers one-stop services on owning properties and wealth management in the Greater Bay Area, including ICBC Greater Bay Area Credit Card, ICBC Express Remittance Services etc. Meanwhile, ICBC (Asia) also provides wealth management and financing solutions to cater different customers’ needs and assists customers to manage their wealth with ease.

For more details about "Greater Bay Area Loan-Mortgage" services, please contact our branch's staff or call our customer service hotline at 218 95588.

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions apply.

For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.

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To borrow or not to borrow? Borrow only if you can repay!