Auto-Payroll Service

ICBC (Asia) provides you with auto-payroll service and offer you with privileged banking services, which assist you to utilise your salary flexibly and manage your wealth wisely.

Privileges for Employee with Auto-payroll Account:

Account

• Monthly service fee waiver for "Elite Club" if you maintain daily average TLA of HK$500,000 or above for the last three months.

Investment

• Enjoy the same investment privileges as for Elite Club customers for lump-sum investment fund subscription fee

Card

• Annual fee waiver for ATM card

Deposit

• Preferential interest rates on HKD time deposit over the counter

Loan

• Preferential interest rates on personal loan

Others

• Discount on handling fees for remittances via the counter

Flexible and Convenient Channels to Manage your Finances

• We provide you with flexible and convenient channels. You can enjoy fast and secure access to our banking services through different channels, including:
• Comprehensive branch network
• Personal Internet Banking
• Mobile Banking
• Phone Banking
• ATM

Apply now!

Terms and conditions:

1.The offers are valid from now until further notice.
2.Customers must have at least one auto-payroll transaction in any bank account of Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”/ “Bank”) during the latest 3 months in order to enjoy the above privileges.
3.Eligible customers can enjoy monthly service fee waiver for "Elite Club" by maintaining daily average Total Liquid Assets (“TLA”) of HK$500,000 or above for the last three months. Average TLA refers to the total of deposits and the market value of investments in all your single and joint name(s) accounts at our Bank. For details, please contact our staff.
4.Eligible customers can enjoy the “Elite Club” privileged pricing for lump-sum subscription fee discount for investment fund，please click點擊。
5.Eligible customers can enjoy annual fee waiver for ATM card.
6.Please contact our branch staff for details of the preferential interest rate for HKD time deposit and personal loan.
7.All privileges cannot be exchanged for cash.
8.The above privileges cannot be used in conjunction with any other promotional offers.
9.ICBC (Asia) reserves the right to amend and/ or terminate the Terms and Conditions of privileges at its absolute discretion at any time without prior notice.
10.In case of dispute, the decision of ICBC (Asia) shall be final and conclusive.
11.In case of any discrepancy between the English and Chinese versions, the English version shall apply and prevail.

Reminders:
To borrow or not to borrow? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don’t be tempted by quick money. Don’t sell your account.

Risk Disclosures:Investment involves risks. The prices of investment may move up or down and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment. Past performance of any investment is no guide to its future performance.
The above risk disclosure statements cannot disclose all the risks involved. If you wish to obtain the comprehensive risk disclosure, please approach our branch staff for enquiries. Before making investment decision, you should thoroughly study the offering documents, financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances including financial position, investment experience and objective to ensure the investment is suitable for your particular investment needs and risk tolerance capacity. You should seek independent financial and professional advice before any trading or investment. This promotional material does not constitute an offer or solicitation for the purchase or sales of any investment products. This promotional material is issued by Industrial and Commercial Bank of China (Asia) Limited (the “Bank”) and the contents have not been reviewed by Securities and Futures Commission.
The Bank distributes the fund product for the fund houses and the fund product is a product of fund houses but not that of the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the fund product should be resolved directly between the fund houses and the customer.

"ICBC (Asia)" or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.