Securities Margin Account


  • Pre-approved Share Margin Limit HKD500,000
  • Providing large variety of stocks for margin credit, as high as 60% margin ratio of designated stocks.
  • Enable securities cash account customers to apply for securities margin account via online banking. Please click here for Frequently Asked Questions.
  • Managing your finances with greater flexibility.

Examples for calculation the Rate of Return

Assume margin credit ratio of stock A is 50%
Customer's available capital is $500,000, maximum value of stock A that
you can buy will be $1,000,000.
If the market value of stock A increases by 20% to $1,200,000
Profit after selling stock A: $200,000 (exclude interest and handling fees)
Rate of return: 40% (200,000/500,000)

If the market value of stock A decreases by 20% to $800,000
Loss after selling stock A: $200,000 (exclude interest and handling fees)
Rate of return: -40% (-200,000/500,000)

Please refer to the Terms and Conditions of the Bank.

To borrow or not to borrow ? Borrow only if you can repay !

Important Notice

Risk Disclosure

The following risk disclosure statements cannot disclose all the risks involved. You should undertake your own research and study before you trade or invest. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives. You are advised to seek independent financial and professional advice before you trade or invest.

Risk of Securities Trading

The prices of securities and derivatives products fluctuate. The prices of securities and derivatives products may move up or down, sometimes dramatically, and may become valueless. It is as likely that loss will be incurred rather than profit made as result of buying and selling investment.

Risk of Securities Margin Service

The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the licensed or registered person. You may be called upon at short notice to make additional margin or interest payments. If the required margin or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account.