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ICBC Yan Oi Tong Visa Card

Yan Oi Tong was officially established and registered as a non-profit charitable organization in 1977. Adopting as its mission "Caring for the aged and the young, promoting education and nurturing talent, and serving the community with sincerity", Yan Oi Tong provides welfare, education, medical, recreation, environmental protection and social community etc services to the public at over 130 points throughout Hong Kong, Kowloon and New territories.

To show support for a variety of services provided by Yan Oi Tong, ICBC (Asia) Credit Card Centre joins hand with Yan Oi Tong to launch " ICBC Yan Oi Tong Visa Card". ICBC Yan Oi Tong Visa Card provides you with a simple and convenient way for your generous donation as well as different merchants’ discount offer.

Welcome Offer

New customers who successfully apply for ICBC Yan Oi Tong Visa Card can enjoy HK$150 Free Credit Card Spending Limit*.

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$1,500 or above within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

Donation Counts for Every Dollar You Spend

Whenever you spend with ICBC Yan Oi Tong Visa Card, ICBC will donate 0.5% of your total spending amount to Yan Oi Tong automatically as a support for its community services.

Fixed Amount Monthly Donation

What's more, you can make a monthly donation in fixed amount through your ICBC Yan Oi Tong Visa Card to further support for different welfare services provided by Yan Oi Tong, helping others in society.

Exclusive Offers

As a Cardholder of ICBC Yan Oi Tong Visa Card, you can enjoy the following privileges:

  • Membership Card & Cash Coupon1

Successful applicants of ICBC Yan Oi Tong Visa Card can enjoy a free membership of Yan Oi Tong Jockey Club Community and Sports Centre or a free membership of Yan Oi Tong Jockey Club Tin Ka Ping Integrated Youth Service Centre and receive HK$100 Cash Coupon for joining Yan Oi Tong recreational and sports services.

  • Privilege offer at The Rivulet2

ICBC Yan Oi Tong Visa Card cardholders can enjoy 10% discount at The Rivulet – a social enterprise operated by Yan Oi Tong to provide professional massage services.

1. Cardholder should pay with ICBC Yan Oi Tong Visa Card to enjoy the above free membership, cash coupons and privileges, and subject to the terms and conditions of Yan Oi Tong.

2.The offer is applicable to in-store services only. Customers must present the ICBC Yan Oi Tong Visa Card at the time for payment. Offer is not applicable to massage package purchases and cannot be used in conjunction with other offers. To save time and enjoy high quality of services, please call 3617 9115 to make an appointment in advance. For more information about the Rivulet, please visit https://rse.yot.org.hk/.

Rewards Program3

  • Bonus Point

For every HKD spent with your ICBC Yan Oi Tong Visa Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash rebate and cash coupons. Bonus Point is valid for 1 year.

You can also choose PhoenixMiles Mileage Rewards, for every HK$8 will be converted to 1 mile.

Airlines cover 21 countries and 100 cities over the world.

You only need 8,000 miles PhoenixMiles Mileage Rewards to get a one-way short-haul flight ticket.

  • Cash Rebate4

Moreover, you can also choose cash rebate as spending rewards. For every HKD spent with the card you will be entitled to 0.5% cash rebate. Rebate amount will be calculated on monthly basis, and shown in the statement.

3. Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

4. PhoenixMiles Mileage Rewards are bound by the relevant terms and conditions set by ICBC (Asia) and PhoenixMiles, Air China.

Convenient Payment Methods

You can settle your credit card payment in any of the following ways to save time and enjoy maximum convenience:

  • PPS
  • JET Payment
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services or Internet Banking Services by from your ICBC (Asia) account(s)5 6

5. Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service.

6. Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Internet Banking Services.

The offers are subject to relevant terms and conditions.

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