ICBC Visa Signature Card

ICBC Visa Signature Card brings you unique benefits related to pet caring services and a series of "Get 2 For 1" offers. Let's explore stylish and tasteful lifestyle with ICBC Visa Signature Card!

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift

Welcome Offer

New customers who successfully apply for ICBC Visa Signature Card and ICBC Greater Bay Area UnionPay Dual Currency Diamond Card can enjoy

  • 24” Starry Luggage (Suggested retail price:HK$980) *; or
  • HK$300 Free Credit Card Spending Limit *;

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB1,500 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

Two Currencies in One Card

ICBC UnionPay Dual Currency Diamond Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.

Rewards Program

Bonus Point / Mileage

For every HKD/ RMB spent with your ICBC UnionPay Dual Currency Diamond Card, you will receive 1 point 2. Accumulated bonus points can be redeemed for cash coupon or mileage.


You can also choose PhoenixMiles Mileage Rewards, for every HK$8 will be converted to 1 mileage.

Airlines cover the whole world: 21 countries and 100 cities.You only need 8,000km PhoenixMiles Mileage Rewards to get a one-way short-haul flight ticket3.

Cash Rebate

Moreover, you can either choose cash rebate as spending rewards. Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate. HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis automatically without any convert changes, it will be credited to the HKD account and shown on the statement.

  • For every HKD / RMB $1 spending = 0.5% cash rebate2

2.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

3. PhoenixMiles Mileage Rewards are bound by the relevant terms and conditions set by ICBC (Asia) and PhoenixMiles, Air China.

Contactless Payment without signature required

unionpay_quickpass

To experience a more convenient and trendy payment option, ICBC UnionPay Dual Currency Diamond Card allows you to enjoy hassle free spending with UnionPay QuickPass function, It’s fast, convenient and no need for signature.
The function is applicable to those UnionPay QuickPass-enabled merchants in Hong Kong, China&Macau. Also, this function covers the public transportation for Macau Pass.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC‧KMB UnionPay Dual Currency card to enjoy numerous Hong Kong, Macau and cross-border privileges.

LoungeKey Greater China Airport Lounge Benefit 4

Cardholders fulfill specified spending requirements can enjoy 3 times lounge visits with friends and family through LoungeKey account, which covers more than 130 designated LoungeKey airport lounges around the Greater China in Chinese Mainland, Hong Kong, Macao and Taiwan.

4.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to http://premium.unionpayintl.com/hk/diamond/airport-limousine.html.

Airport Limousine Service in Hong Kong and Mainland China 4

Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

4.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to www.unionpaypremium.com.hk .

Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants6(Not applicable to Platinum Cards)

Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

6. The promotion period is from 1 January to 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.unionpaypremium.com.hk or www.diningcity.hk.Enquiry: (852)2169 0108.

UA Cinemas Buy-1-Get 1-Free and 10% Discount Ticket Privileges 7

  • Buy-1-Get 1-Free 2D/3D/IMAx 2D movie tickets for Friday (Not applicable to platinum cards)
  • 10% Discount on 2D/3D/Atmos/ IMAX/ D-Box/ VIP house Movie Tickets

7.The promotion period is until 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. Buy-1-Get-1-Free offer is only applicable to ICBC.KMB Union Pay Dual Currency Diamond Card cardholders. Physical cardholders of a UnionPay Diamond card who purchase a regular-priced same-day/pre-sale movie ticket (2D, 3D or IMAX 2D) for a Friday showing at the box office of UA Cinemas, and who have made a single local transaction of at least HK$500 in the same calendar month, will be entitled to a free ticket for the same show by presenting the original credit card payment slip. 10% off movie tickets offer applicable to both ICBC.KMB Union Pay Dual Currency Diamond Card and ICBC.KMB Union Pay Dual Currency Card, cardholders will be entitled to a 10% discount on any UnionPay card purchase of regular-priced movie tickets (2D, 3D Atmos ,IMAX, D-Box or VIP house) at the box office of UA Cinemas, UA App (Mobile Application) or through its website. For details, visit http://premium.unionpayintl.com/hk/diamond/uacinemas.html.Enquiry: (852)2169 0108.

3X Overseas Spending Rewards

For overseas transactions, you can earn 3X spending rewards9 with your ICBC UnionPay Dual Currency Diamond Card!

8.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive) Terms and Conditions apply, please click here for details.

Cash Installment Plan

Enjoy "Credit Card Cash Installment Plan" for easy cash at a monthly flat-rate offer9.

13.Terms and conditions apply. For details please visit www.icbcasia.com.For details and enquiries, please contact our customer services hotline: 218 95588.

Easy and Flexible Payment Methods

Whether you are, easy and trouble-free settlement of your UnionPay Dual Currency Diamond Card balance can be done through the following ways:

Settling Renminbi Card Account

  • PPS
  • Arrange autopay through ICBC (Asia) HKD or RMB personal bank account
  • Direct cash deposit by HKD or RMB at any ICBC (Asia) branches
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre15
  • Fund transfer from ICBC (Asia) RMB or HKD personal bank account(s) through ICBC (Asia) Internet Banking Services 16

Remarks: If you settle RMB balance with HKD, the Bank will convert HKD to RMB. The exchange rate of the posting date will be applied to all repayments of Renminbi Account by Hong Kong Dollar remit payment in the next working day after the payment date. Handling fee is waived. Owing to the fluctuation of RMB, customer is advised to prepare sufficient fund for payment. This will avoid financial charges, and the surplus (if any) will be posted to your HKD account as account balance.

Settling Hong Kong Dollar Card Account

  • PPS
  • JET PAYMENT
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Internet Banking Services16or Phone Banking Services17from your ICBC (Asia) account(s)

15. Please write your Credit Card account number marked with "Renminbi Payment" at the back of your cheque. A separate cheque should be given for the payment of Hong Kong Dollars balance.

16.This service is applicable to Cardholder who has HKD/RMB personal savings account in ICBC (Asia) and successfully applies for Internet Banking Services.

17.This service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service.


Apply Now

To borrow or not to borrow ? Borrow only if you can repay !