ICBC Visa Signature Card

ICBC Visa Signature Card brings you unique benefits and a series of "Get 2 For 1" offers. Let's explore stylish and tasteful lifestyle with ICBC Visa Signature Card!

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

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For details, please refer to Terms and Conditions of the Online Application Gift

Welcome Offer

New customers who successfully apply for ICBC Visa Signature Card and ICBC Greater Bay Area UnionPay Dual Currency Diamond Card can enjoy

  • 24” Starry Luggage (Suggested retail price:HK$980) *; or
  • HK$300 Free Credit Card Spending Limit*;

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB1,500 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

Rewards Program1

Rebate amount will be calculated on monthly basis and shown on statement.

  • For every HKD$ 1 spent = 0.5% Cash Rebate

1. Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Visa Contactless Paymentpaywave

With Visa Contactless Payment, you can simply tap and pay with your ICBC Visa Signature Card on the card terminal that support contactless payment function. It’s fast, convenient and no need for signature too. Look for the contactless symbol paywave and enjoy the ease of contactless payment today!

Other Benefits

  • Enjoy a wide range of benefits including traveling, dinning, shopping and other services. For more details, please visit
  • Payment is more flexible with 55 days interest-free repayment period

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To borrow or not to borrow ? Borrow only if you can repay !