ICBC Suning UnionPay Dual Currency Platinum Card

Hong Kong Suning and ICBC join hands to launch ICBC Suning UnionPay Dual Currency Platinum Card to bring you exclusive spending rewards and diversified shopping experience, especially for young electronics enthusiast. Let’s experience a brand new tasteful lifestyle with ICBC Suning UnionPay Dual Currency Platinum Card.

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC Suning UnionPay Dual Currency Platinum Card + ICBC Visa Signature Card【Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC Suning UnionPay Dual Currency Platinum Card can enjoy HK$300 Suning Gift Coupon*

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 or above within the first 2 months of new cards issuance.

For details, please refer to Terms and Conditions of the Welcome Offer.

Concurrently apply for 2 designated ICBC credit cards, new customers can enjoy double welcome offers and privileges 【Apply Now

Two Currencies in One Card

ICBC Suning UnionPay Dual Currency Platinum Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in RMB and foreign currencies.

Suning Exclusive Year-round 5% off Offer

ICBC Suning UnionPay Dual Currency Platinum Cardholder can enjoy 5% off on regular-priced products (including Mobile Phone and Camera) at Hong Kong Suning stores on the 5th of every month. The 5% off amount will be credited into the Applicable Credit Card account as Cash Rebate. Each card can enjoy a daily maximum of HK$500 Discount.

Suning Bonus Point Rewards Program

Cardholder will be automatically enrolled to the Hong Kong Suning Membership Program to enjoy membership rights and benefits and receive Suning Bonus Point at Hong Kong Suning stores. Every 150 Suning Bonus Points can be used as HK$1 for the next purchase at Hong Kong Suning stores. Suning Bonus Point will be valid for 1 year.

HK$2 spending = 1 Suning bonus point

150 bonus point = HK$ 1 Cash Rebate

Rewards Program1

  • Bonus Point Rewards

    For every HKD/RMB 1 spent with ICBC Suning UnionPay Dual Currency Platinum Card, Cardholders will receive 1 point. Points awarded from HKD account and RMB account can be pooled together. The points earned for Platinum card will be valid for 3 years.

  • 2x Bonus Point Rewards

    ICBC Suning UnionPay Dual Currency Platinum Cardholder can enjoy 2x Bonus Point Rewards on spending at Hong Kong Suning stores.

1. Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Year Round Merchant Offers

ICBC Suning UnionPay Dual Currency Platinum customers can enjoy exclusive dining and shopping privileges at selected merchants throughout the year with ICBC Corporate Card 2.

2. Promotion is valid from now till 31 December 2019. Terms and conditions apply,please click here for details.

GSRC Guangzhou-Shenzhen Railway Rapid Access

With a unique function embedded on this Card, customers have rapid access for GSRC Guangzhou-Shenzhen Railway, so customers can take the train without queuing up for tickets and reduce the unnecessary waiting time.

Octopus Automatic Add-Value Serivice3

Octopus Automatic Add-Value Service ("AAVS") enables you automatically to add value to any Octopus card / product4without queuing when insufficient funds occur. Octopus card now can be used in Shenzhen. Octopus card / product with AAVS function can also be top-up at Shenzhen too.

The top-up value is entitled to bonus point rewards as well as an interest-free repayment period. You can also apply AAVS for your beloved ones.

3. For details, please refer to the terms and conditions for “Octopus Automatic Add-Value Service”.

UnionPay International Medical and Travel Assistance Service4

ICBC Suning UnionPay Dual Currency Platinum Cardholders can enjoy UnionPay International Medical and Travel Assistance Service.

  • Lost luggage assistance
  • Lost passport assistance
  • 24 Hours telephone medical advice
  • Emergency travel service assistance
  • Emergency message transmission

4.UnionPay International 24 Hours Global Travel Assistance Service is provided by International SOS Assistance (HK) Limited. The service is purely rendered on referral and arrangement basis only and does not constitute an insurance policy or agreement. Any third party expenses shall be borne by ICBC UnionPay Dual Currency Platinum Card cardholder. Please call UnionPay International Assistance Service 24-hour hotline: (852) 2169 0108 or visit http://www.unionpayintl.com/hk/premiumservice for the service details and terms and conditions.

Managing Hong Kong and Mainland China Accounts with Free Roaming

The Phone Banking Roaming Service gives customers 24-hour free access to account management. Customers in Mainland China dialing local number 95588 will be connected to Customer Service or Phone Banking Service of ICBC (Asia) Credit Card Centre. In Hong Kong, customers can contact our 24-hour Customer Service Hotline at 218 95588 to manage their ICBC accounts in Mainland China. This service enables you to manage your accounts in both places flexibly without incurring IDD charges.

Flexible Payment Methods

Whether you are, easy and trouble-free settlement of your ICBC Suning UnionPay Dual Currency Platinum Credit Card balance can be done through the following ways:

Settling Hong Kong Dollar Card Account

  • PPS
  • JET PAYMENT
  • Autopay
  • Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
  • Direct cash deposit at any ICBC (Asia) branches
  • Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services5or Internet Banking Services6by from your ICBC (Asia) account(s)

Settling Renminbi Card Account

  • PPS
  • Arrange autopay through ICBC (Asia) HKD or RMB personal bank account
  • Direct cash deposit by HKD or RMB at any ICBC (Asia) branches
  • Make a crossed HKD cheque7 payable to ICBC (Asia) Credit Card Centre
  • Fund transfer from ICBC (Asia) HKD or RMB personal bank account(s) through ICBC (Asia) Internet Banking Services6
  • If settle RMB balance with HKD, the Bank will convert HKD to RMB. The exchange rate of the posting date will be applied to all repayments of Renminbi Account by Hong Kong Dollar remit payment in the next working day after the payment date. Handling fee is waived. Owing to the fluctuation of RMB, customers are advised to prepare sufficient fund for payment. This will avoid financial charges, and the surplus (if any) will be posted to your UnionPay Dual Currency Credit Card HKD account for future consumption.

5. Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service.


6. Service is applicable to Cardholder who has HKD/RMB personal savings account in ICBC (Asia) and successfully applies for Internet Banking Services.


7. Please write your Credit Card account number marked with "Renminbi Payment" at the back of your cheque. A separate cheque should be given for the payment of Hong Kong Dollars balance.

*The offers are subject to relevant terms and conditions.

Apply Now

To borrow or not to borrow ? Borrow only if you can repay !