ICBC LINE FRIENDS Credit Card

Waive annual fee of first 3 years!

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC | LINE FRIENDS Unionpay Dual Currency Diamond Card
  • ICBC | LINE FRIENDS Visa Signature Card

Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC | LINE FRIENDS Visa Signature Card (CONY card face) and ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card (BROWN card face ) can enjoy:

  • Multi-purpose Waffle Maker (Suggested retail price:HK$880) *;
  • Taiwan Mahjong Set (Suggested retail price:HK$1,880)*

New customers who successfully apply for ICBC | LINE FRIENDS Visa Signature Card (THE TINY TRIO card face) and ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card (SALLY card face ) can enjoy:

New Customer :

  • SALLY Hotpot (Suggested retail price: HK$880)*;And
  • SALLY Humidifier (Suggested retail price: HK$680)*
  • SALLY Hotpot (Suggested retail price: HK$880)

    SALLY Humidifier (Suggested retail price: HK$680)

Existing ICBC | LINE FRIENDS principal card cardholder (BROWN card face) and/or (CONY card face) and/or ICBC | LINE FRIENDS principal card cardholder of ICBC | LINE FREINDS Visa Signature Card (THE TINY TRIO card face) or ICBC | LINE FRIENDS Dual Currency Diamond card (SALLY card face) who successfully apply for ICBC | LINE FRIENDS Visa Signature Card (THE TINY TRIO card face) or ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card (SALLY card face ) can enjoy:

Existing Customer:

  • SALLY Bluetooth (yellow)(Suggested retail price: HK$380)*; and/or
  • SALLY Bluetooth (blue) (Suggested retail price: HK$380)*

Please click here to see related Terms and Conditions of the Welcome Offer details and terms and conditions when apply ICBC | LINE FREINDS Visa Signature Card (THE TINY TRIO card face) and ICBC | LINE FRIENDS Dual Currency Diamond card (SALLY card face).

*To be entitled to the relevant welcome offer, customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance. Please click for offer details and refer to the Terms and Conditions .

Privileges for Hong Kong LINE FRIENDS

Spend with the Card to enjoy various privileges, include:

  • 5% shopping discount at LINE FRIENDS POP-UP STORE in Hong Kong on the 8th, 18th and 28th of every month
  • Priority invitation for designated Hong Kong LINE FRIENDS activities

Cash Rebate (without limit)

Enjoy cash rebate by spending with the Card. Rebate will be automatically converted on monthly basis1:

Spending Category Cash Rebate
Local Spending 0.5%

1.Cash rebate is not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment types (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. or other categories as Industrial and Commercial Bank of China (Asia) Limited ("ICBC (Asia)") at its sole discretion determine from time to time). Also, the cash rebate is not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of ICBC (Asia)). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the reward.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-low monthly flat rate at 0.235% (APR is as low as 5.29%)2
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline3: 2533 8686

2. The monthly flat rate is 0.235% and the annualised percentage rate is 5.29% for 12 months, 5.46% for 24 months, 5.48% for 36 months. The annualised percentage rate of the Plan is calculated based on the guidelines as set out in the Code of Banking Practice. ICBC (Asia) shall have the right at its discretion to apportion any instalment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.Terms and conditions apply, for more details on terms and conditions and relevant fee and charges, please visit www.icbcasia.com.

3. Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

ICBC | LINE FRIENDS Visa Signature Card offers:

Visa Contactless Payment Visa

With Visa Contactless Payment, you can simply tap and pay with your ICBC | LINE FREINDS Visa Signature Card on the card terminal that support contactless payment function. It’s fast, convenient. Look for the contactless symbol" Visa payWaveicon" and enjoy the ease of contactless payment today!

ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card offers:

Payment and Travel Convenience Across the Greater Bay Area

Cardholder can enjoy a hassle-free journey across the Greater Bay area via a series of convenient payment services with the Card. This includes designated Hong Kong taxis, cross-bridge fare of Hong Kong-Zhuhai-Macau Bridge, Chu Kong Passenger Transport, Eternal East Cross-Border Coach, China Train 12306, Guangzhou and Shenzhen Metro gates, Shenzhen Metro Line 4 self-service ticket vending machine, Shenzhen taxis and Guangzhou public buses.

Two Currencies in One Card

With both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong and enjoy two currencies in one card.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC | LINE FRIENDS UnionPay Dual Currency Diamond cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !