ICBC LINE FRIENDS Credit Card

Waive annual fee of first 3 years!

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC | LINE FRIENDS Unionpay Dual Currency Diamond Card
  • ICBC | LINE FRIENDS Visa Signature Card

Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC | LINE FRIENDS Visa Signature Card and ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card can enjoy:

  • Multi-purpose Waffle Maker (Suggested retail price:HK$880) *; And
  • 144 pcs Taiwan Mahjong Set (Suggested retail price:HK$1,880)*

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance. Please click for offer details and refer to the Terms and Conditions .

LINE FRIENDS Store Discount

Spend with the Card to enjoy various exclusive privileges, include:

  • 5% shopping discount at LINE FRIENDS store Hong Kong on the 8th, 18th and 28th of every month
  • Priority invitation for designated LINE FRIENDS activities (Details will be announced later)

Cash Rebate (without limit)

Enjoy up to 1.5% cash rebate by spending with the Card. Rebate will be automatically converted on monthly basis:1:

  • Local Spending – 0.5%
  • LINE FRIENDS Store Hong Kong Spending – 1%
  • Overseas Spending– 1.5%

1.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-low monthly flat rate at 0.235% (APR is 5.29%)2
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline3: 2533 8686

2. Monthly flat rate 0.235% and Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount of HK$10,000, and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.

3. Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

ICBC | LINE FRIENDS Visa Signature Card offers:

Visa Contactless Payment Visa payWaveicon

With Visa Contactless Payment, you can simply tap and pay with your ICBC | LINE FREINDS Visa Signature Card on the card terminal that support contactless payment function. It’s fast, convenient and no need for signature too. Look for the contactless symbol [Visa payWaveicon] and enjoy the ease of contactless payment today!

Sign and Fly Protection

Cardholder will be entitled to a free personal accident insurance coverage on public conveyance up to US$500,000 if not less than 50% public conveyance fare is purchased with ICBC | LINE FRIENDS Visa Signature Card.

Note: Sign and Fly Protection is governed by the master policy held by ICBC (Asia).

ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card offers:

Two Currencies in One Card

With both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong.

Contactless Payment for transportation and shopping in Macau

This Card grants you UnionPay QuickPass function for public transportation in Macau.Besides, you can enjoy hassle free spending in those UnionPay QuickPass-enabled merchants in Hong Kong, China and Macau. It’s fast, convenient and no need for signature.

Waive Handling Fee of Overseas Spending

Spend at Overseas with the Card to enjoy handling fee waiver and be exempted from extra charges caused by currency exchange and fluctuation of conversion rates.

*The above offers are subject to relevant terms and conditions. For detail, please refer to the staff at branches.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !